OH, they got my ***** and a lot more!

 

Man I hate insurance or rather insurance companies!

 

I'm on my way to go look for a new car for the wifey! There is an old lady selling an 01 Lincoln LS for 4K. I don't know the miles yet, but we'll see when I get there! Insurance is bound to go up, but **** that, PIP only!

 

We're all with you on that one Aquill..............its gettin real bad over here too with insurabce companies............they want the earth + an arm + a leg...............they're really hotting up on claims now too

JC

 

Yeah, insurance and gas! The thing I hate is that we all pay for insurance here right...well when we had hurricane katrina in the south our government ended up paying money to the insurance companies to pay for houses and what not that were damaged...what I don't get is thats why we pay our insurance companies all of this money...shouldn't they be saving it for disasters and for when peoples houses do get burned to the ground? Especially when people in say Florida pay alot more for insurance because it is a high risk area???? Makes no sense to me![sm=WTFsgign.gif]

 

Well, if they save it, then they don't pay their employees nor any claims! Insurance companies make their money from those that don't make claims! When an entire city goes bubbly bubbly, the insurance companies can't pay off!

 

Insurance is based on risk factors in a sense .Let's say you are rigger and you have ships and normally you make some insurance for them like many other ship owners howeverto the scenarioeveryone used the same insurance company .And guess what ? Many ships sunk in the sea and the same insurance company would be in hot water in how to pay such a huge amount of money ?
Allthe related insurancemoneys collect in a pool ,of course not a swimming pool (lol) insurance pool .In any cases/scenarios like that the money that's collected in the pool goes to insurance company to make a safe and sound payment over shipping companies .
This is how insurance works .

 

Yeah but what I'm saying is theres a heck of alot more money going into these insurance companies and less coming out. Its the same way with warranties and what not with consumer products you get. You buy a tv at best buy or circuit city when 2 of 3 people either forget that their product is covered they've just made there money. They also bank on you losing your receipt. Just because a huge catastrophy happens the insurance companies need to put the money away for when something does happen...They justify their prices by the probability of something happening so they make money they arn't in the market to lost money but to make money so when your not over 25 they charge you more than an 18 year old...but they are making more money off the 18 year old and charge accordingly just like the people living in Florida they charge more and have specific insurance for things and that should allow for them to pay out...local businesses aren't open to chop their own heads off...nor are huge insurance companies...but they don't have to worry because our tax money goes to help out the insurance companies that we are already paying into!

 

Do you have anything that backs up your claims that the gov't helps out insurance companies. I knew nothing of this, but I'd make sure to be furious and discuss this over with my parents over a cup of coffee. It's not like I can do much more. Gov't PWNS all!

 

Yeah they said it on the news all over when katrina hit that the insurance companies couldnt' afford it...the govt had to step in. That was 2 years ago it'd be hard to find a link!

 

That's cool. I'm ok with the gov't using my tax dollars in order to help katrina victims!

 

Since this thread discusses Insurance, How much are you paying (bigdreams05)?
Your the same age as me and also live in south florida.
I pay $222.00 a month!(geico)
Only difference is S-Type V8 vs X-Type V6.

Send me a pm

 

I pay 1800+ for six months, full coverage on both the 240sx and the S-type v6! No deductibles! I get the good student discount, and I have 2 drivers on the policy!

 

Oh nice! Let me know what company?> I pay 1333 for six months,[X(] Full coverage on only 1 car X-type. $500 Deductibles. Start school this fall! (Single) Being married helps knock off a few $$$! [:@]

 

My problem with it biggie is thats what we paid the insurance companies for was for when things do happen our stuffs covered! Shouldn't be the govt's job except for emergency things and what not, to me its not their job for helping the companies that are making the money off of us...think of it this way does the govt step in to help you out when you lose your house and you didn't have insurance?

 

The gov't can....let me stop, they might trace this back to me! mobiled, getting hitched does save you money on insurance, but I wouldn't marry just to save money on my premium, cuz it'll cost you much more that what you'd save!!! My company is 21st. go to 21st.com, and get a quote. I thought their prices were incredible, and if you decide to switch to them, make sure that you note me as a friend. I'll get 50 bucks! If you're going to do this, PM me and I'll give you any info that won't affect me!

 

I'm gonna go check them out now...not so sure about mentioning you though!

 

[:@][:@][:@]You punk! LOL!

 

Oh by the way I checked and they aren't in my area yet!

 

Doesn't it have a tracking # ?