Well, I've had my "new" XF for a couple of weeks now.
As there was no record at any of the garages that had done the annual services (full service history) it is booked in for the cam belt to be replaced, a preventative measure that I am ok with.
The only issues, so far, touching wood as I write, are that some **** went into the back of the car whilst it was parked, the very first day that I went anywhere in it. Not a fault with the car though, and the damage isn't serious, just annoying; very annoying actually.

The only thing with the car that I've found is that the interior panel right by my right foot, by the accelerator, seems to be a bit loose. When I lift my foot from the accelerator it seems to touch it, making an irritating noise. Nothing serious,just irritating. The panel sees to be secure, but appears to bulge out right next to where my foot goes, so my foot catches it and scrapes it. That's all......