When I got my XK8 a few weeks ago I didn't even ask what the rate was going to be, I just called up my agent and he added it. I got the bill today. It's $757 every six months. I have several other cars insured with this guy, too. $1500 per year seems a little steep to me. My Expedition, which is worth quite a bit more than the Jag, has a bigger V8, and can do much more damage in an accident, is only about $950 per year by comparison. What are you guys paying for insurance?

By the way, I accidentally bumped into a big concrete light post in a parking lot a few months ago and did about $3000 of damage to the Expedition. The insurance company assessed me three points and jacked up the rates.

 

I am around $1300 for the year!. No Tickets .. No Claims last 5 yrs. I also thought it was a little steep!

 

2 seat roadster v8, thats the highest rates you can pay for.

if the car had 2 dummy seats in the back insurance would have been less. if you stay under a certain amount of mileage you can have the rates lowered (I think 6kmiles annually).

Dont be sad though, Im 24 yrs old and pay $6000 annually for an 04 XJ8 and a 10 CIVIC LX.... I know, rape.

 

Mine is $700.00 a year... My 2009 F-150 Screw 4x4 is $872.00... Perhaps it's because I'm an Old Fart...;>)))

 

I pay $325 for 6 mos. 2001 XKR. During the other six months in the winter, I only pay around $75, but I do not drive it at all. Just keep the bare minimum.

 

Sam, just for fun I ran an online quote with my insurance (USAA), and it came back $900 / year with my normal coverage 300000/100000 and $1000 deductible. The deductible is the real key, I like to self insure and the deductible is the easiest place to lower the premium.

I think I read on another of your posts that you are ex-military, I would suggest going to USAA if you aren't already a member as you may find they are much more competetive than just about any other insurer.

 

Sam, that's not that bad, I pay $675 every 6 months. It was only $15 more a month over my 2000 6cyl Jeep Gr. Cherokee I used to own.

 

$420.00 a year collector car insurance, unlimited miles, just don't drive it everyday or to work. They really wanted to know about the other vehicles we have, 5 vehicles,two cars one truck and another collector car with two drivers over 50 who have never had a claim, so they were satisfied that the two collector cars would not be driven daily. I only put 4500 miles last year on the XKR I do have a $1500.00 deductible Covering this car on my regular policy would have run $870.00 a year.
Doug

 

I pay $231.78 each six months for my XKR. I also have two other cars, condo and an umbrella policy with them. (State Farm)

 

oregon,kentucky, and georgia..... NY is bad for this isurance thing man, alotta fraud out here.

Seeing you guys paying $600/yr or $600/6months makes me sick when I pay $500 every month.... DAMN

 

WOW, my monthly mortgage payment is less than that!!

Maybe a move should be in your future!!

 

I pay $450 every 6 mo. I carry 250/500/250 and a $0.00 comp and $100 collision deductable and I am a guarantee renue. I don't believe in high deductables. Even $100 collision deductable (Which is the lowest I can carry) isn't hard to come up with and $0.00 is even easier.

 

yes I know this, NYC is killing me. I cant move out of here unless I completely change careers. Right now I'm a city employee, and argueably one of the best jobs in the city. So maybe in 18years when I can retire

and yes, my payment is CRAZY

 

DUDE!!! You just saved me $2529 per year! Other people had mentioned USAA to me, but I never paid much attention. I just joined and bought an insurance policy for all five of my cars starting on Monday. (I have a 6th car, but I don't have to insure it since it is owned by the company I work for.) The 6 month premium on the Jag went from $757.74 to $425.26. A savings of $332.48 every six months! That's more than $50 per month. The biggest savings was on my daughter's Prius ($378 savings). I feel like I just got a raise! Thanks Midlife!

 

So I presume the check is in the mail?!

Your very welcome.

 

I think lunch sounds right...

so this USAA company insures anyone ? or is it an armed forces specialty company ?

 

You have to be active duty military or a veteran (or a spouse, I think). Go to www.usaa.com to see if you qualify.

 

Actually, it is active duty, or honorably discharged officer or enlisted. In addition, my case in particular, dependent of the former.

 

WOW...didn't know you guys were paying so much. I live in rural PA...granted a traffic jam is 2 cars and an Amish buggy. I pay $848 a year for 3 vehicles. thats full coverage with $250 deduct on comp and $1000 deduct for collision. I'm retired and my wife drives 100 miles round trip to her job. 98 xk8, 02 Acura TL-S, 04 Titan. The truck and the Jag are for up to 8500 miles a year. Acura unlimited.

 

USAA Rocks!!