So Been pretty quiet on the forum past couple months, all has been well in with the Jag, running better than ever, been enjoying the covid free time. Well that all changed. The other day I was driving to a local Porsche Dealer with a buddy when a woman who was texting and driving hit me while I was at a 4 way stop sign. Sigh... Just what I needed right now. But of course accidents happen, people make mistakes and this is a small issue compared to the rest of what is going on in the world today. It gets worse... She gets out of the car screaming and yelling that I hit her and I'm gonna make her late, etc etc, After 10 minutes of straight profanity and childish tantrum throwing the cops come back to scene (you'll see in the video) and ask the woman to calm down. She starts yelling that I smashed into her and ran the stop sign etc. After calming the woman down the officer walks over to me and I politely explain that I have a dashcam and have pulled the video of the incident, I showed him the video and he immediately told me that she would be at fault and receive a citation, He went back to write the police report and came back and explained to the woman she would be being cited for careless driving, Failure to Yield, and failure to signal. She did not take this well. After almost being arrested for disorderly conduct she got in her car and drove away. Dealing with her insurance now, car is at body shop, picked up a 2020 Range Rover for a rental ( my second one, first one got a check engine light and broke down 12 hours in ) My guess is 6-7k im damage, cracked bumper, headlight is cracked, grill is destroyed, lower splitters are destroyed, crash bar is damaged, paint damage on the hood, along with the hood not aligning or closing properly. Here are some photos and videos. Just for some context, I was turning Right and she was turning left, she had plenty of room to follow the cops path but she was distracted and went straight into my lane, I know it is difficult to tell but I was a complete stop when she hit me. The cop that wrote everything up was the same one that drove past as it happened.









Not a bad rental. $100k Range rover. this is the second tho, first one broke LOL. Her insurance is gonna fight me on paying for this, they offered $15 a day for alternate transportation. What a joke. this was $75 a day through Sixt

 

Wow. Sorry to learn of your damage. It’s certainly going to be a pricey repair and I’m sure the insurance company will fight you on the use of OEM parts as well so get ready for that as they clearly are trying to cheap out on the rental car. As for the other driver, it can best be described as callous disregard for safety and certainly **** poor driving skills. Then not to take responsibility is just reprehensible but typical in these days. It’s never “my fault” someone else is always to blame. Shameful.

 

So sorry to hear this. Certainly will be an expensive cosmetic repair, but the damage isn’t nearly as bad as I first imagined. It doesn’t look like the collision tweaked any of the important stuff.

 

ya when I got to the body shop I called the adjuster to tell me about rental car he told me to call claims, I told him I did twice and did not get an answer, he tried calling twice, no answer, I called another 2 times within the hour, no answer, they only called back after I picked up the rental, and told them I got a range rover. they were not happy and said they wouldn't pay... we'll see about that LMAO, after not answering the phone 6 times, granted I did the research and a similar F-type on turo is 200 a day, so 75 for the range is fair enough in my eyes haha.

 

Hopefully not, nothing was leaking so that's a good sign, but like I said one side the hood aligns differently from the other side and opening and closing is a little weird feeling. I know the bumper def hit it the hood hard since it chipped the paint a good amount.

 

Man that really sucks. Wonder how it would have gone down without that dashcam ? I have thought about getting one hundreds of times but always talk myself out of it because it seams like a hassle.
At least she had insurance, in the last 2 months, 2 different coworkers got hit by drivers without insurance, one didn't have a license either. Both cases the cops refused to arrest them, sighting COVID 19 protocols to only arrest violent offenders.
No insurance, no license should be an automatic trip to the slammer.
Best of luck with the repairs.
MM

 

Cop and insurance told me exactly how it would be without dashcam, best case 50/50, worst case I'm at fault cause she says I went straight or ran a stop, please please please, get a dashcam, it has saved me in the past, it's the best thing you can do, I hardwired my last few cars, but this one is just plugged into the 12V, It's worth it 100%, I have thinkware but blackvue is good as well. Please get a dashcam.

 

If she ended up in your lane, that's definitely her fault (as you were only making a right turn after stopping). Giant a-pillars in modern cars sometimes block the visibility as people make turns. In any case, sorry to hear about what happened

 

Sorry this has happened, but as you said, could have been worse. You certainly have made a good case for me to reconsider a dashcam. Good luck.

 

Easily $6k at an authorized shop, the only kind you should use! They will get the claim done.

 

When I got hit I was offered an "equivalent" rental, which was, I think, a Continental MKZ. I told them Enterprise Exotics had an F-Type for $5k/month. They said that was unreasonable, and I said "yes, but that's my starting point for negotiation." I didn't want to drive a car that would kill a little bit of my soul every day, so we settled on $42/day and I bought an NA/6 Miata from a friend with a glut of vehicles.

Do make sure you go to a shop that is authorized by JLR to work on the all-aluminum cars. There are only a handful around here. Don't settle for anything less. It'll cost a lot, but that's not your problem.

 

If something like this were to happen to me, where someone was negligent and then attempted tie lie about it to try to blame me, I would go out of my way to publish thier name so this story follows them online. If they did it once, they will do it again, and maybe to someone without dash camera to defend themselves.

 

I watched that video. What I have seen: 4 way stop, she was at a complete stop while you still were coming to a stop. This means she has the right of way. Then you started to move your car forward before she completely cleared intersection. While she is at fault for hitting you by misjudging the turn, it won't be 100% fault when all said and done with the insurance.

 

My thoughts exactly.

Looks like a third crash will need to be added to his classified ad.

 

On the contrary, She was actually stopped way past the line where she was supposed to stop, she also failed to use her signal, and went completely in my lane, officer deemed her at fault on scene after seeing video, she was cited for careless driving, and failure to signal. While I know in a 4 way stop she has right of way, she had more then enough room to go into her lane and I was more then in my lane, besides that she also hit me while I was a complete stop. In my eyes, the cops, and everyone I've shown she is 100% at fault and I don't expect insurance to see any differently. without the dashcam this would be very hard to prove. With it, I don't anticipate any trouble.

 

kinda a not nice thing to say but okay. Appreciate it. Some people on this forum really don't like me LMAO

 

Since no one else has mentioned it - be sure and get diminished value out of the insurance company after the car is repaired. It probably will be a bit of a fight, since insurance companies don't want to pay it, but it's a legitimate loss to you, since you'll never get full value for your car with an accident history. The insurance company will argue that they don't typically pay diminished value (and it's true), but typical accident victims aren't driving F-Type's. I started a thread when I was rear ended at a stop light that you might find useful...

Diminished Value

You can also find articles on the web.

One point that helped in my case - I didn't get any loaner because I happen to own good driving alternatives. When the insurance company initially balked on the diminished value amount (which was greater than the repair cost), it was easy to point out that I had saved them a chunk of money by not sticking them with a premium rental.

Remember - while these guys are under pressure to contain costs, they're also on the clock to clear cases. Sit back, stay calm, and be quietly insistent.

 

ya I'm aware and I know Its going to be a fight, value is down at least 10-15% with an accident on the carfax. I'm still in a lawsuit for Jag N/A to buyback to well see what happens first.

 

I was so in awe at the beautiful, black beastie parked behind your F-Type that I failed to realise what this thread was about ;-)

 

haha, that's one of the dads toys, she's a beauty.