Been reading with interest the threads Regarding aftermarket warranties. I bought my car last year for a great price, asked about the coverage and for 3600 for 12,000 miles I decided to skip it ( figuring I would most repairs myself) Already have driven for 13K so would have been a waste since the car was great until a few months ago.
Based on prices for parts and my limited time I was thinking again about it. AAA has a plan for 3200 and 12 months. Since i THINK the Supercharger Coupler is going and THINK the rear coolant pipe is as well, and THINK the water pump is seeping and THINK one of the Mechanical pumps might be as well.
That on top of the potential for the Timing chain needing replacement ( although I have the 2013 V6, not sure if the issue is as bad on these motors)
Anyway after read here and Mr. Google I am not sure its worth it to get any policy since they all seem to fight every claim.
Any more thoughts on the value of getting a plan for the V6 and whether the timing chain issue may be worth it. It would be appreciated before I decide to get the work done
I Read the coverage and it seems it might work out in my favor IF the timing chain goes. I can get the Coupler and pipe done for 2000 and pump for 650. Leaves me 600 difference for the timing chain IF they cover 100% of the prices.
I was thinking if i hear any timing chain starting to buzz I might get the coverage and wait a bit to have the other parts done ( and drive the spare car for a few more months) until coverage kicks in and have the work done then.
My only thought is that the plan is considered BREAKDOWN coverage. The pipe may not be covered since they do not cover HOSES and the plan does not seem to cover coolant
Based on prices for parts and my limited time I was thinking again about it. AAA has a plan for 3200 and 12 months. Since i THINK the Supercharger Coupler is going and THINK the rear coolant pipe is as well, and THINK the water pump is seeping and THINK one of the Mechanical pumps might be as well.
That on top of the potential for the Timing chain needing replacement ( although I have the 2013 V6, not sure if the issue is as bad on these motors)
Anyway after read here and Mr. Google I am not sure its worth it to get any policy since they all seem to fight every claim.
Any more thoughts on the value of getting a plan for the V6 and whether the timing chain issue may be worth it. It would be appreciated before I decide to get the work done
I Read the coverage and it seems it might work out in my favor IF the timing chain goes. I can get the Coupler and pipe done for 2000 and pump for 650. Leaves me 600 difference for the timing chain IF they cover 100% of the prices.
I was thinking if i hear any timing chain starting to buzz I might get the coverage and wait a bit to have the other parts done ( and drive the spare car for a few more months) until coverage kicks in and have the work done then.
My only thought is that the plan is considered BREAKDOWN coverage. The pipe may not be covered since they do not cover HOSES and the plan does not seem to cover coolant
StuG
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Feb 10, 2026
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1. Extended warranties are underwritten by insurance companies. Insurance companies make a profit by collecting premiums and not by paying out claims. Usually, what they consider "normal" wear & tear is not covered. Read the fine print. "Let the buyer beware".
2. As for me personally, due to serious health issues my cardiologist advised me to purchase neither extended warranties nor green bananas.
2. As for me personally, due to serious health issues my cardiologist advised me to purchase neither extended warranties nor green bananas.
Quote:
2. As for me personally, due to serious health issues my cardiologist advised me to purchase neither extended warranties nor green bananas.
Sorry about your health... Originally Posted by StuG
1. Extended warranties are underwritten by insurance companies. Insurance companies make a profit by collecting premiums and not by paying out claims. Usually, what they consider "normal" wear & tear is not covered. Read the fine print. "Let the buyer beware".2. As for me personally, due to serious health issues my cardiologist advised me to purchase neither extended warranties nor green bananas.
Pretty much if you own a jaguar you can just about guarantee a repair within 12 months.
My car is in need of repair, so will definitely be using it. I have read the contract so it seems like I would be covered, and the coverage starts in 1000 miles and 30 days, got that covered too.
I guess what I am worried about is the amount of times I have seen on teh boards that the companies do not honor the warranty for some reason or another.
I guess it's like if you know you are gong to die in 12 months and were able to get a life insurance policy should you take it....
I bought my 2015 about a month ago with 45K miles, did a good amount of shopping around including the dealer promoted aftermarket warranty, ended up purchasing a plan from Infinite Auto Protection which had the far away lowest premium $2334 total upfront (with a 25% discounted promotion at the time, also got $0 deductible) for 5 years/+75K miles (until 120K), this was less than half the cost the dealer offered for 4year/50K although dealer claimed bumper to bumper coverage while this one has a decently extensive list of covered components that seems to claim to cover a lot of major issues(timing chain/water pump being key)
I'll copy the main coverage terms for those interested, they had overall pretty good reviews on ConsumerAffairs also:
I'll copy the main coverage terms for those interested, they had overall pretty good reviews on ConsumerAffairs also:
Quote:
The components and parts listed below are covered under this CONTRACT:
1) Gasoline/Diesel Engine: Cylinder block, cylinder head(s) if damage by internally lubricated parts.
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
All internally lubricated parts including: pistons, piston rings and pins, crankshaft and main
bearings, connecting rods and rod bearings, camshaft and bearings, pushrods, rocker arms, valves,
valve springs, seats and guides, lifters, followers, oil pump, timing chain, timing gear. Valve covers,
timing cover, and oil pan if damaged by internally lubricated parts; vacuum pump, Seals and
gaskets;
2) Transmission: All internally lubricated parts , torque converter, vacuum modulator. Transmission
case, transfer case, transmission pan if damage by internally lubricated parts. Seals and gaskets.
Does not include the following manual transmission components: Clutch Friction, Clutch disc and
pressure plate, throw out bearing, pilot bearing, clutch master cylinder, slave cylinder, manual and
hydraulic linkages;
3) 4x4/AWD: Transfer Case including: Drive Chain, Drive Chain Gears, Planetary Gears, Ring Shift
Forks, Bearing, Bushing, Oil Pump Output Shaft, Main Shaft Washers and all other internal lubricated
parts, Seals and gaskets;
4) Drive Axle: Housing(s) and cover if damage by internally lubricated parts. All internally lubricated
parts including: axle shafts, universal joints and yokes, constant velocity shaft or joint or both, drive
shaft center bearings, supports, propeller shafts, locking hub mechanisms;
5) Super/Turbo Charger: All internal parts; Housing is covered if damaged by the failure of an
internally lubricated moving part, Seals and gaskets;
6) Electrical: Alternator, voltage regulator, starter motor, starter solenoid, distributor;
7) Cooling: Radiator, radiator fan blade and motor, fan clutch, water pump, Seals and gaskets;
8) Brakes: Non - ABS master cylinder, power booster, calipers, wheel cylinders; proportioning valve,
backing plates, springs, clips and retainers, self-adjusters, parking brake linkage and cables, Seals
and gaskets;
9) ABS-Brakes: Wheel Speed Sensors, Hydraulic Pump/Motor Assembly, Pressure Modulator Valve/
Isolation Dump Valve, Accumulator, Seals and gaskets, A.B.S. Master Cylinder, Hydro Boost and
Electronic Control Processor, Seals and gaskets;
10) Differential Assembly: (Front and Rear) Differential Housing (if damaged by internally lubricated
parts), Axle Shaft, Ring and Pinion, Bearings, Bushings, Washers, all other internal parts contained
with the differential assembly, Seals and gaskets;
11) Steering: Steering box and rack and pinion unit and all their internal lubricated parts including:
power steering pump and cylinder, main and intermediate steering shafts and couplings; pitman
arm, idler arm, tie rod ends and drag link, seals and gaskets;
12) Fuel: Fuel pump, metal fuel injection lines/rails, metal fuel internally lubricated parts including:
waste-gate, vanes, shafts and bearings, seals and gaskets;
13) Heater and Air Conditioning: Condenser, compressor, compressor clutch, field coil, accumulator,
A/C high/low pressure compressor cutoff switches and blower motor, Seals and gaskets;
14) Front Suspension: Upper and lower control arms, control arm shafts and bushings, spindle
supports, stabilizer shaft, stabilizer linkage, bushings, ball joints, spindles, wheel hubs and bearings,
Seals and gaskets;
15) Rear Suspension: Upper and lower control arms, control arm shafts and bushings, spindle
supports, stabilizer shaft, stabilizer linkage, bushings, ball joints, spindles, wheel hubs and bearings,
Seals and gaskets; and
16) Hi-Tech: Temperature control programmer, ignition management controls(including modules and
sensors), ignition coils, fuel injectors, wiper motor(s), power window motors, power door lock
actuators, automatic temperature control, power antenna, electronic level control compressor,
window regulator, transmission control module, powertrain control module, valve body, shift
solenoids, power window switches, door lock switches, ride height sensors, ambient temperature
sensors, horn, crankshaft position sensor, factory installed bluetooth systems, factory installed GPS
navigation module, factory installed front and rear monitoring cameras, convertible top motor,
sunroof motor, keyless entry module;
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
E. Additional Benefits
The following ADDITIONAL BENEFITS for YOUR covered VEHICLE are provided with YOUR CONTRACT, except
where prohibited by law. These benefits do not apply during the WAITING PERIOD:
1) ROADSIDE ASSISTANCE: YOUR CONTRACT provides YOU the following additional services, if YOUR
VEHICLE is disabled, in the form of reimbursement for up to a maximum of:
i. One hundred dollars ($100.00) per occurrence for towing to the nearest repair facility,
acceptable to US, if required as a result of a MECHANICAL BREAKDOWN; and
ii. Fifty dollars ($50.00) per day, for up to three days, for emergency trip interruption
reimbursement, when you are more than 100 miles from your home; and
iii. One flat tire change using YOUR good spare tire per year; and
iv. Forty dollars ($40.00) for a battery boost or jump start, or toward the delivery charge
to have fuel purchased by you delivered to your VEHICLE; and
v. Up to twenty dollars ($20.00) for lockout assistance.
Services may vary to conform to the laws of YOUR state. No deductible applies to the
provision of a Road Side Service.
2) Rental Car Reimbursement is provided to YOU under YOUR CONTRACT If YOU require alternate
transportation due to a covered MECHANCIAL BREAKDOWN. This CONTRACT provides
reimbursement for the expense of a rental car up to thirty five ($35.00) per day, to a maximum of 6
days and a total of two hundred ten dollars ($210.00) per MECHANCIAL BREAKDOWN. Rental car
reimbursement is based on a recognized industry flat rate time required to repair YOUR VEHICLE
according to the following criteria:
i. If the repair time required is a minimum of six hours, we will allow a one day car rental
and reimburse YOU a maximum of thirty five ($35.00) for that rental;
ii. If the repair time required is a minimum of twelve hours, we will allow a two day car
rental and reimburse YOU a maximum of seventy dollars ($70.00) for that rental;
iii. If the repair time required is more than sixteen hours, we will allow a three day car
rental and reimburse YOU a maximum of one hundred five dollars (105.00) for that rental;
iv. If the repair time required is more than twenty hours, we will allow a three day car
rental and reimburse YOU a maximum of one hundred forty dollars (140.00) for that rental;
v. If the repair time required is more than twenty four hours, we will allow a three day car
rental and reimburse YOU a maximum of one hundred seventy five dollars (175.00) for that
rental; and
vi. If the repair time required is more than twenty eight hours, we will allow a three day
car rental and reimburse YOU a maximum of two hundred ten dollars (210.00) for that rental;
Rental car reimbursement is valid only for expenses actually incurred from the date of the
BREAKDOWN until the date repairs are completed. Rental car reimbursement does not include any
expense for items such as MILEAGE, GASOLINE, MAINTENANCE, INSURANCE OR COLLISION DAMAGE
WAIVER CHARGES, OR OIL CHANGES. No DEDUCTIBLE applies to the provision of Rental Car
Reimbursement.
F. Exclusions – The following items are not covered by this
CONTRACT:
1) REPAIRS PERFORMED OUTSIDE THE UNITED STATES OR CANADA.
2) REPAIRS PROHIBITED BY A FEDERAL, STATE OR LOCAL LAW, REGULATION, OTHER AUTHORITY OR
AGENCY.
3) ANY WORK PERFORMED TO IMPROVE COMPRESSION OR REDUCE OIL OR FUEL CONSUMPTION, OR
OTHER WORK WHEN A BREAKDOWN HAS NOT OCCURRED.
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
4) ANY REPAIR IF A NON-AUTHORIZED PERFORMANCE PART OR EQUIPMENT CAUSED OR
CONTRIBUTED TO THE BREAKDOWN.
5) ANY REPAIR OF AIRBAG(S) DEPLOYED DUE TO COLLISION. YOU SHOULD CONTACT YOUR DEALER
IMMEDIATELY IF YOU BELIEVE THERE IS A DEFECT IN THESE PARTS.
6) EXPENSES FOR ANY MAINTENANCE SERVICE SPECIFIED IN YOUR OWNER’S MANUAL; FUELS,
FLUIDS, LUBRICANTS, ALIGNMENTS OR ADJUSTMENTS; IMPROPER REPAIRS, ADJUSTMENTS, OR
SERVICING BY ANY REPAIR FACILITY, INDIVIDUAL OR YOU.
7) LEAKING SEALS AND GASKETS AS “STAND ALONE” REPAIRS ARE NOT COVERED. SEALS AND
GASKETS ARE COVERED IN CONJUNCTION WITH THE AUTHORIZED REPAIR OR REPLACEMENT OF A
COVERED PART.
8) ANY CONSEQUENTIAL OR INCIDENTAL PECUNIARY OR SECONDARY DAMAGES, INCLUDING BUT NOT
LIMITED TO: LOSS OF USE OF THE VEHICLE, LOSS OF TIME, INCONVENIENCE, LOST REVENUE,
FAILURE TO REALIZE EXPECTED SAVINGS, OR ANY OTHER ECONOMIC LOSS OF ANY KIND.
9) PARTS NOT AUTHORIZED BY THE MANUFACTURER. SUCH PARTS INCLUDE BUT NOT LIMITED TO
NON-FACTORY OR AFTERMARKET PERFORMANCE PARTS OR EQUIPMENT, AND ANY NON-FACTORY
TYPE OF SECURITY, STEREO, AUDIO, TELEVISION, SATELLITE, TELEPHONE OR ENTERTAINMENT
SYSTEM, EQUIPMENT OR PART.
10) NEGLIGENCE, ERROR, OR OMISSION ON THE PART OF ANY SERVICING DEALER, REPAIR FACILITY OR
PROVIDER OF ROAD SIDE SERVICES, OR ANY BREAKDOWN OR CONSEQUENTIAL DAMAGE TO YOUR
VEHICLE CAUSED IN WHOLE OR PART BY SUCH NEGLIGENCE, ERROR OR OMISSIONS.
11) ANY SERVICE THAT THE MANUFACTURER RECOMMENDS PURSUANT TO A RECALL ANNOUNCEMENT
OR TECHNICAL SERVICE BULLETIN THAT APPLIES TO YOUR VEHICLE, AND ANY BREAKDOWN OF AN
OTHERWISE COVERED PART IF YOU FAIL TO HAVE THE VEHICLE REPAIRED OR REPROGRAMMED
PURSUANT TO A NOTICE OF RECALL OR SERVICE BULLETIN, AND SUCH REPAIR OR
REPROGRAMMING WOULD HAVE PREVENTED THE BREAKDOWN.
12) ANY REPAIR OF A SYSTEM, ANY EQUIPMENT OR PART IF IT IS DETERMINED THAT THERE IS A
REASONABLE MECHANICAL PROBABILITY THAT THE CONDITION CAUSING THE FAILURE EXISTED
PRIOR TO OR AT THE TIME OF PURCHASE OF YOUR CONTRACT, WHETHER KNOWN OR UNKNOWN AT
THE TIME OF PURCHASE OF YOUR CONTRACT.
13) ANY FAILURE OF A COVERED PART NOT CAUSED BY A DEFECT IN A COVERED PART OR BY A DEFECT
IN THE CRAFTMANSHIP OR WORKMANSHIP OF THE FACTORY.
14) ANY REPAIR, REPLACEMENT OR REIMBURSEMENT COVERED BY ANY FACTORY OR DEALER
WARRANTY, REPAIR FACILITY GUARANTEE, OTHER SERVICE CONTRACT, OR ANY INSURANCE
COVERAGE.
15) EXPENSE FOR DIAGNOSTIC SERVICES RELATING TO
i. A NONCOVERED PART OR SYSTEM, OR
ii. A COVERED PART WHEN NO BREAKDOWN OF THAT COVERED PART HAS OCCURRED.
16) REPAIRS NEEDED IN WHOLE OR IN PART DUE TO:
i. FAILURE TO STOP DRIVING OR PROTECT YOUR VEHICLE FROM FURTHER DAMAGE
AFTER EVIDENCE OF A BREAKDOWN APPEARS (E.G., WARNING LIGHT, SMOKE);
ii. THE USE OF FUELS, OILS, FLUIDS OR LUBRICANTS OTHER THAN THOSE REQUIRED BY
YOUR OWNER’S MANUAL OR AS OTHERWISE SPECIFIED BY THE MANUFACTURER;
iii. FAILURE TO PERFORM MAINTENANCE SERVICES, OTHER NEGLIGENCE, MISUSE OR
ABUSE (E.G., OVERLOADING, RACING, COMPETITIVE DRIVING ACTIVITIES OR SNOW PLOWING),
OR FROM MODIFICATION, ALTERATION, TAMPERING, DISCONNECTION, IMPROPER TOWING,
IMPROPER ADJUSTMENTS OR SERVICING, OR USING THE VEHICLE IN ANY MANNER NOT
RECOMMENDED BY THE MANUFACTURER;
iv. ACCIDENTAL LOSS, OR EXTERNAL CAUSES SUCH AS WAR, RIOT, VANDALISM, OR
OTHER CAUSE BEYOND THE REASONABLE CONTROL OF THE PARTIES;
v. RUST, SALT, CORROSION, OVERHEATING , WATER INTRUSION/LEAKS, ACID RAIN,
CHEMICALS, TREE SAP, HAIL, FLOOD, LIGHTNING, FIRE, WINDSTORM, EARTHQUAKES OR
OTHER ENVIRONMENTAL CAUSES OR ACTS OF NATURE; (VI) VIBRATION, DETERIORATION,
DISCOLORATION, DISTORTION, DEFORMATION AND/OR FADING; OR
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
vi. SLUDGE, CONTAMINATED FLUIDS, OR LUBRICANTS.
17) ANY REPAIR COST IF YOUR VEHICLE HAS BEEN USED FOR A COMMERCIAL USE OR PURPOSE,
INCLUDING BUT NOT LIMITED TO USE FOR HIRE OR FOR RENTAL, TAXI, LIMOUSINE OR SHUTTLE
SERVICE, CHERRY PICKING, DUMPING, PLOWING SNOW FOR HIRE, HAULING, PLOWING, TOWING OR
ROAD SERVICE OPERATIONS, POLICE, LAW ENFORCEMENT, FIRE, RANGER, AMBULANCE OR
EMERGENCY OR RESCUE SERVICES.
18) ANY OF THE FOLLOWING PARTS INCLUDING BUT NOT LIMITED TO, THROTTLE BODY, BATTERY,
BATTERY CABLES, SHOCK ABSORBERS, STRUTS, MANUAL TRANSMISSIONS COMPONENTS SUCH AS,
CLUTCH FRICTION, CLUTCH DISC AND PRESSURE PLATE, THROW OUT BEARING, PILOT BEARING,
CLUTCH MASTER AND SLAVE CYLINDER, MANUAL AND HYDRAULIC LINKAGES; SPARK PLUGS AND
SPARK PLUG WIRES; GLOW PLUGS; THERMOSTAT; HOSES, PIPES, LINES; NUTS, BOLTS, HARDWARE;
BELTS, PULLEYS, TUNE-UP PARTS; SAFETY RESTRAINT SYSTEMS (INCLUDING SEAT BELTS AND
AIRBAGS); ANY AND ALL FLUIDS, LUBRICANTS AND RESERVOIRS; FUSES, RELAYS, FUSE PANEL,
CIRCUIT BREAKERS; BRAKE PADS, BRAKE SHOES, BRAKE ROTORS AND DRUMS; EMISSION SYSTEMS;
GLASS; LENSES, HEAD LAMP AND PROJECTION LAMP ASSEMBLIES, SEALED BEAMS, LIGHT BULBS;
WEATHER STRIPPING,TRIM, MOLDINGS, BRIGHT METAL, CHROME, UPHOLSTERY, CARPET , ZIPPERS,
CUP HOLDERS, DASH PAD AND VENTS, SEAT FRAME, PAINT, INSIDE AND OUTSIDE ORNAMENTATION;
TELEPHONES, TELEVISION / VCR, ELECTRONIC AND SATELLITE TRANSMITTING DEVICES; AMPS,
SPEAKERS AND WIRING; INSIDE AND OUTSIDE DOOR HANDLES, MIRRORS, HINGES, LATCHES, LIFT
GATE AND HOOD SUPPORTS; HUBCAPS/WHEEL COVERS, BUMPERS, BODY SHEET METAL AND
PANELS, BODY PARTS, FRAME, STRUCTURAL BODY PARTS, HARD OR VINYL OR FABRIC CONVERTIBLE
TOPS; TIRES, WHEELS OR RIMS.
19) ANY REPAIR COST:
i. IF THE ODOMETER IS ALTERED, DISCONNECTED OR INOPERABLE SO THAT THE MILES
TRAVELED CANNOT BE ACCURATELY DETERMINED;
ii. IF THE VEHICLE’S FACTORY WARRANTY HAS BEEN VOIDED FOR ANY REASON; OR
iii. IF YOU FAIL TO PROVIDE ALL MAINTENANCE RECORDS FOR ROUTINE MAINTENANCE
RELATING TO COVERED PARTS THAT SUSTAIN A BREAKDOWN.
20) COVERED PARTS WHICH THE REPAIR FACILITY MAY RECOMMEND REPLACING BUT WHICH HAVE
NOT EXPERIENCED A BREAKDOWN AS DEFINED IN THE DEFINITIONS OF THIS CONTRACT
The components and parts listed below are covered under this CONTRACT:
1) Gasoline/Diesel Engine: Cylinder block, cylinder head(s) if damage by internally lubricated parts.
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
All internally lubricated parts including: pistons, piston rings and pins, crankshaft and main
bearings, connecting rods and rod bearings, camshaft and bearings, pushrods, rocker arms, valves,
valve springs, seats and guides, lifters, followers, oil pump, timing chain, timing gear. Valve covers,
timing cover, and oil pan if damaged by internally lubricated parts; vacuum pump, Seals and
gaskets;
2) Transmission: All internally lubricated parts , torque converter, vacuum modulator. Transmission
case, transfer case, transmission pan if damage by internally lubricated parts. Seals and gaskets.
Does not include the following manual transmission components: Clutch Friction, Clutch disc and
pressure plate, throw out bearing, pilot bearing, clutch master cylinder, slave cylinder, manual and
hydraulic linkages;
3) 4x4/AWD: Transfer Case including: Drive Chain, Drive Chain Gears, Planetary Gears, Ring Shift
Forks, Bearing, Bushing, Oil Pump Output Shaft, Main Shaft Washers and all other internal lubricated
parts, Seals and gaskets;
4) Drive Axle: Housing(s) and cover if damage by internally lubricated parts. All internally lubricated
parts including: axle shafts, universal joints and yokes, constant velocity shaft or joint or both, drive
shaft center bearings, supports, propeller shafts, locking hub mechanisms;
5) Super/Turbo Charger: All internal parts; Housing is covered if damaged by the failure of an
internally lubricated moving part, Seals and gaskets;
6) Electrical: Alternator, voltage regulator, starter motor, starter solenoid, distributor;
7) Cooling: Radiator, radiator fan blade and motor, fan clutch, water pump, Seals and gaskets;
8) Brakes: Non - ABS master cylinder, power booster, calipers, wheel cylinders; proportioning valve,
backing plates, springs, clips and retainers, self-adjusters, parking brake linkage and cables, Seals
and gaskets;
9) ABS-Brakes: Wheel Speed Sensors, Hydraulic Pump/Motor Assembly, Pressure Modulator Valve/
Isolation Dump Valve, Accumulator, Seals and gaskets, A.B.S. Master Cylinder, Hydro Boost and
Electronic Control Processor, Seals and gaskets;
10) Differential Assembly: (Front and Rear) Differential Housing (if damaged by internally lubricated
parts), Axle Shaft, Ring and Pinion, Bearings, Bushings, Washers, all other internal parts contained
with the differential assembly, Seals and gaskets;
11) Steering: Steering box and rack and pinion unit and all their internal lubricated parts including:
power steering pump and cylinder, main and intermediate steering shafts and couplings; pitman
arm, idler arm, tie rod ends and drag link, seals and gaskets;
12) Fuel: Fuel pump, metal fuel injection lines/rails, metal fuel internally lubricated parts including:
waste-gate, vanes, shafts and bearings, seals and gaskets;
13) Heater and Air Conditioning: Condenser, compressor, compressor clutch, field coil, accumulator,
A/C high/low pressure compressor cutoff switches and blower motor, Seals and gaskets;
14) Front Suspension: Upper and lower control arms, control arm shafts and bushings, spindle
supports, stabilizer shaft, stabilizer linkage, bushings, ball joints, spindles, wheel hubs and bearings,
Seals and gaskets;
15) Rear Suspension: Upper and lower control arms, control arm shafts and bushings, spindle
supports, stabilizer shaft, stabilizer linkage, bushings, ball joints, spindles, wheel hubs and bearings,
Seals and gaskets; and
16) Hi-Tech: Temperature control programmer, ignition management controls(including modules and
sensors), ignition coils, fuel injectors, wiper motor(s), power window motors, power door lock
actuators, automatic temperature control, power antenna, electronic level control compressor,
window regulator, transmission control module, powertrain control module, valve body, shift
solenoids, power window switches, door lock switches, ride height sensors, ambient temperature
sensors, horn, crankshaft position sensor, factory installed bluetooth systems, factory installed GPS
navigation module, factory installed front and rear monitoring cameras, convertible top motor,
sunroof motor, keyless entry module;
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
E. Additional Benefits
The following ADDITIONAL BENEFITS for YOUR covered VEHICLE are provided with YOUR CONTRACT, except
where prohibited by law. These benefits do not apply during the WAITING PERIOD:
1) ROADSIDE ASSISTANCE: YOUR CONTRACT provides YOU the following additional services, if YOUR
VEHICLE is disabled, in the form of reimbursement for up to a maximum of:
i. One hundred dollars ($100.00) per occurrence for towing to the nearest repair facility,
acceptable to US, if required as a result of a MECHANICAL BREAKDOWN; and
ii. Fifty dollars ($50.00) per day, for up to three days, for emergency trip interruption
reimbursement, when you are more than 100 miles from your home; and
iii. One flat tire change using YOUR good spare tire per year; and
iv. Forty dollars ($40.00) for a battery boost or jump start, or toward the delivery charge
to have fuel purchased by you delivered to your VEHICLE; and
v. Up to twenty dollars ($20.00) for lockout assistance.
Services may vary to conform to the laws of YOUR state. No deductible applies to the
provision of a Road Side Service.
2) Rental Car Reimbursement is provided to YOU under YOUR CONTRACT If YOU require alternate
transportation due to a covered MECHANCIAL BREAKDOWN. This CONTRACT provides
reimbursement for the expense of a rental car up to thirty five ($35.00) per day, to a maximum of 6
days and a total of two hundred ten dollars ($210.00) per MECHANCIAL BREAKDOWN. Rental car
reimbursement is based on a recognized industry flat rate time required to repair YOUR VEHICLE
according to the following criteria:
i. If the repair time required is a minimum of six hours, we will allow a one day car rental
and reimburse YOU a maximum of thirty five ($35.00) for that rental;
ii. If the repair time required is a minimum of twelve hours, we will allow a two day car
rental and reimburse YOU a maximum of seventy dollars ($70.00) for that rental;
iii. If the repair time required is more than sixteen hours, we will allow a three day car
rental and reimburse YOU a maximum of one hundred five dollars (105.00) for that rental;
iv. If the repair time required is more than twenty hours, we will allow a three day car
rental and reimburse YOU a maximum of one hundred forty dollars (140.00) for that rental;
v. If the repair time required is more than twenty four hours, we will allow a three day car
rental and reimburse YOU a maximum of one hundred seventy five dollars (175.00) for that
rental; and
vi. If the repair time required is more than twenty eight hours, we will allow a three day
car rental and reimburse YOU a maximum of two hundred ten dollars (210.00) for that rental;
Rental car reimbursement is valid only for expenses actually incurred from the date of the
BREAKDOWN until the date repairs are completed. Rental car reimbursement does not include any
expense for items such as MILEAGE, GASOLINE, MAINTENANCE, INSURANCE OR COLLISION DAMAGE
WAIVER CHARGES, OR OIL CHANGES. No DEDUCTIBLE applies to the provision of Rental Car
Reimbursement.
F. Exclusions – The following items are not covered by this
CONTRACT:
1) REPAIRS PERFORMED OUTSIDE THE UNITED STATES OR CANADA.
2) REPAIRS PROHIBITED BY A FEDERAL, STATE OR LOCAL LAW, REGULATION, OTHER AUTHORITY OR
AGENCY.
3) ANY WORK PERFORMED TO IMPROVE COMPRESSION OR REDUCE OIL OR FUEL CONSUMPTION, OR
OTHER WORK WHEN A BREAKDOWN HAS NOT OCCURRED.
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
4) ANY REPAIR IF A NON-AUTHORIZED PERFORMANCE PART OR EQUIPMENT CAUSED OR
CONTRIBUTED TO THE BREAKDOWN.
5) ANY REPAIR OF AIRBAG(S) DEPLOYED DUE TO COLLISION. YOU SHOULD CONTACT YOUR DEALER
IMMEDIATELY IF YOU BELIEVE THERE IS A DEFECT IN THESE PARTS.
6) EXPENSES FOR ANY MAINTENANCE SERVICE SPECIFIED IN YOUR OWNER’S MANUAL; FUELS,
FLUIDS, LUBRICANTS, ALIGNMENTS OR ADJUSTMENTS; IMPROPER REPAIRS, ADJUSTMENTS, OR
SERVICING BY ANY REPAIR FACILITY, INDIVIDUAL OR YOU.
7) LEAKING SEALS AND GASKETS AS “STAND ALONE” REPAIRS ARE NOT COVERED. SEALS AND
GASKETS ARE COVERED IN CONJUNCTION WITH THE AUTHORIZED REPAIR OR REPLACEMENT OF A
COVERED PART.
8) ANY CONSEQUENTIAL OR INCIDENTAL PECUNIARY OR SECONDARY DAMAGES, INCLUDING BUT NOT
LIMITED TO: LOSS OF USE OF THE VEHICLE, LOSS OF TIME, INCONVENIENCE, LOST REVENUE,
FAILURE TO REALIZE EXPECTED SAVINGS, OR ANY OTHER ECONOMIC LOSS OF ANY KIND.
9) PARTS NOT AUTHORIZED BY THE MANUFACTURER. SUCH PARTS INCLUDE BUT NOT LIMITED TO
NON-FACTORY OR AFTERMARKET PERFORMANCE PARTS OR EQUIPMENT, AND ANY NON-FACTORY
TYPE OF SECURITY, STEREO, AUDIO, TELEVISION, SATELLITE, TELEPHONE OR ENTERTAINMENT
SYSTEM, EQUIPMENT OR PART.
10) NEGLIGENCE, ERROR, OR OMISSION ON THE PART OF ANY SERVICING DEALER, REPAIR FACILITY OR
PROVIDER OF ROAD SIDE SERVICES, OR ANY BREAKDOWN OR CONSEQUENTIAL DAMAGE TO YOUR
VEHICLE CAUSED IN WHOLE OR PART BY SUCH NEGLIGENCE, ERROR OR OMISSIONS.
11) ANY SERVICE THAT THE MANUFACTURER RECOMMENDS PURSUANT TO A RECALL ANNOUNCEMENT
OR TECHNICAL SERVICE BULLETIN THAT APPLIES TO YOUR VEHICLE, AND ANY BREAKDOWN OF AN
OTHERWISE COVERED PART IF YOU FAIL TO HAVE THE VEHICLE REPAIRED OR REPROGRAMMED
PURSUANT TO A NOTICE OF RECALL OR SERVICE BULLETIN, AND SUCH REPAIR OR
REPROGRAMMING WOULD HAVE PREVENTED THE BREAKDOWN.
12) ANY REPAIR OF A SYSTEM, ANY EQUIPMENT OR PART IF IT IS DETERMINED THAT THERE IS A
REASONABLE MECHANICAL PROBABILITY THAT THE CONDITION CAUSING THE FAILURE EXISTED
PRIOR TO OR AT THE TIME OF PURCHASE OF YOUR CONTRACT, WHETHER KNOWN OR UNKNOWN AT
THE TIME OF PURCHASE OF YOUR CONTRACT.
13) ANY FAILURE OF A COVERED PART NOT CAUSED BY A DEFECT IN A COVERED PART OR BY A DEFECT
IN THE CRAFTMANSHIP OR WORKMANSHIP OF THE FACTORY.
14) ANY REPAIR, REPLACEMENT OR REIMBURSEMENT COVERED BY ANY FACTORY OR DEALER
WARRANTY, REPAIR FACILITY GUARANTEE, OTHER SERVICE CONTRACT, OR ANY INSURANCE
COVERAGE.
15) EXPENSE FOR DIAGNOSTIC SERVICES RELATING TO
i. A NONCOVERED PART OR SYSTEM, OR
ii. A COVERED PART WHEN NO BREAKDOWN OF THAT COVERED PART HAS OCCURRED.
16) REPAIRS NEEDED IN WHOLE OR IN PART DUE TO:
i. FAILURE TO STOP DRIVING OR PROTECT YOUR VEHICLE FROM FURTHER DAMAGE
AFTER EVIDENCE OF A BREAKDOWN APPEARS (E.G., WARNING LIGHT, SMOKE);
ii. THE USE OF FUELS, OILS, FLUIDS OR LUBRICANTS OTHER THAN THOSE REQUIRED BY
YOUR OWNER’S MANUAL OR AS OTHERWISE SPECIFIED BY THE MANUFACTURER;
iii. FAILURE TO PERFORM MAINTENANCE SERVICES, OTHER NEGLIGENCE, MISUSE OR
ABUSE (E.G., OVERLOADING, RACING, COMPETITIVE DRIVING ACTIVITIES OR SNOW PLOWING),
OR FROM MODIFICATION, ALTERATION, TAMPERING, DISCONNECTION, IMPROPER TOWING,
IMPROPER ADJUSTMENTS OR SERVICING, OR USING THE VEHICLE IN ANY MANNER NOT
RECOMMENDED BY THE MANUFACTURER;
iv. ACCIDENTAL LOSS, OR EXTERNAL CAUSES SUCH AS WAR, RIOT, VANDALISM, OR
OTHER CAUSE BEYOND THE REASONABLE CONTROL OF THE PARTIES;
v. RUST, SALT, CORROSION, OVERHEATING , WATER INTRUSION/LEAKS, ACID RAIN,
CHEMICALS, TREE SAP, HAIL, FLOOD, LIGHTNING, FIRE, WINDSTORM, EARTHQUAKES OR
OTHER ENVIRONMENTAL CAUSES OR ACTS OF NATURE; (VI) VIBRATION, DETERIORATION,
DISCOLORATION, DISTORTION, DEFORMATION AND/OR FADING; OR
DocuSign Envelope ID: CDEAD463-C25A-4B30-BE6C-CFE985432AAD
vi. SLUDGE, CONTAMINATED FLUIDS, OR LUBRICANTS.
17) ANY REPAIR COST IF YOUR VEHICLE HAS BEEN USED FOR A COMMERCIAL USE OR PURPOSE,
INCLUDING BUT NOT LIMITED TO USE FOR HIRE OR FOR RENTAL, TAXI, LIMOUSINE OR SHUTTLE
SERVICE, CHERRY PICKING, DUMPING, PLOWING SNOW FOR HIRE, HAULING, PLOWING, TOWING OR
ROAD SERVICE OPERATIONS, POLICE, LAW ENFORCEMENT, FIRE, RANGER, AMBULANCE OR
EMERGENCY OR RESCUE SERVICES.
18) ANY OF THE FOLLOWING PARTS INCLUDING BUT NOT LIMITED TO, THROTTLE BODY, BATTERY,
BATTERY CABLES, SHOCK ABSORBERS, STRUTS, MANUAL TRANSMISSIONS COMPONENTS SUCH AS,
CLUTCH FRICTION, CLUTCH DISC AND PRESSURE PLATE, THROW OUT BEARING, PILOT BEARING,
CLUTCH MASTER AND SLAVE CYLINDER, MANUAL AND HYDRAULIC LINKAGES; SPARK PLUGS AND
SPARK PLUG WIRES; GLOW PLUGS; THERMOSTAT; HOSES, PIPES, LINES; NUTS, BOLTS, HARDWARE;
BELTS, PULLEYS, TUNE-UP PARTS; SAFETY RESTRAINT SYSTEMS (INCLUDING SEAT BELTS AND
AIRBAGS); ANY AND ALL FLUIDS, LUBRICANTS AND RESERVOIRS; FUSES, RELAYS, FUSE PANEL,
CIRCUIT BREAKERS; BRAKE PADS, BRAKE SHOES, BRAKE ROTORS AND DRUMS; EMISSION SYSTEMS;
GLASS; LENSES, HEAD LAMP AND PROJECTION LAMP ASSEMBLIES, SEALED BEAMS, LIGHT BULBS;
WEATHER STRIPPING,TRIM, MOLDINGS, BRIGHT METAL, CHROME, UPHOLSTERY, CARPET , ZIPPERS,
CUP HOLDERS, DASH PAD AND VENTS, SEAT FRAME, PAINT, INSIDE AND OUTSIDE ORNAMENTATION;
TELEPHONES, TELEVISION / VCR, ELECTRONIC AND SATELLITE TRANSMITTING DEVICES; AMPS,
SPEAKERS AND WIRING; INSIDE AND OUTSIDE DOOR HANDLES, MIRRORS, HINGES, LATCHES, LIFT
GATE AND HOOD SUPPORTS; HUBCAPS/WHEEL COVERS, BUMPERS, BODY SHEET METAL AND
PANELS, BODY PARTS, FRAME, STRUCTURAL BODY PARTS, HARD OR VINYL OR FABRIC CONVERTIBLE
TOPS; TIRES, WHEELS OR RIMS.
19) ANY REPAIR COST:
i. IF THE ODOMETER IS ALTERED, DISCONNECTED OR INOPERABLE SO THAT THE MILES
TRAVELED CANNOT BE ACCURATELY DETERMINED;
ii. IF THE VEHICLE’S FACTORY WARRANTY HAS BEEN VOIDED FOR ANY REASON; OR
iii. IF YOU FAIL TO PROVIDE ALL MAINTENANCE RECORDS FOR ROUTINE MAINTENANCE
RELATING TO COVERED PARTS THAT SUSTAIN A BREAKDOWN.
20) COVERED PARTS WHICH THE REPAIR FACILITY MAY RECOMMEND REPLACING BUT WHICH HAVE
NOT EXPERIENCED A BREAKDOWN AS DEFINED IN THE DEFINITIONS OF THIS CONTRACT
Quote:
I'll copy the main coverage terms for those interested, they had overall pretty good reviews on ConsumerAffairs also:
Originally Posted by EliteZags
I bought my 2015 about a month ago with 45K miles, did a good amount of shopping around including the dealer promoted aftermarket warranty, ended up purchasing a plan from Infinite Auto Protection which had the far away lowest premium $2334 total upfront (with a 25% discounted promotion at the time, also got $0 deductible) for 5 years/+75K miles (until 120K), this was less than half the cost the dealer offered for 4year/50K although dealer claimed bumper to bumper coverage while this one has a decently extensive list of covered components that seems to claim to cover a lot of major issues(timing chain/water pump being key)I'll copy the main coverage terms for those interested, they had overall pretty good reviews on ConsumerAffairs also:
Have you had a chance to use it? Teh biggest issues I have heard is that they refuse to honr terms or find an out one way or antoher.
StuG
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Quote:
I would really like to hear from those who have purchased an extended warranty and have used it? Were you satisfied or dissatisfied with your purchase?Originally Posted by Jssaab
Have you had a chance to use it? Teh biggest issues I have heard is that they refuse to honr terms or find an out one way or antoher.
Junior Member
I bought my 2012 XFR from Carvana and opted for 48 mo/57k mile warranty (from date of purchase - 90k miles total!). It added $3100 to the $33,400 (with 33,266 miles). It seemed like a total no-brainer.
In 18 months and 23k miles, I have used it for an alternator, a wheel bearing, a pair of oxygen sensors, all of which added up well over the $3100 for the warranty. I would be afraid of this car and not bought it were it not for the warranty. The dealer has said working with SilverRock has been easy and they have not hassled them, just paid the bills without trouble. All I get is the fixed car and pay the $50 deductible.
In 18 months and 23k miles, I have used it for an alternator, a wheel bearing, a pair of oxygen sensors, all of which added up well over the $3100 for the warranty. I would be afraid of this car and not bought it were it not for the warranty. The dealer has said working with SilverRock has been easy and they have not hassled them, just paid the bills without trouble. All I get is the fixed car and pay the $50 deductible.
not yet used it as I've barely had the car over a month and just put about 1500 miles on it so far, not expecting any major issues for a while just wanted something that would at least cover my bases for the common big ticket failures and random other things that can go bad on the path to 100K. Looking over the bad reviews at least many of them seem to be from people trying to claim within the 1st month/1K waiting period and/or for pre-existing conditions. Hopefully they're just not much tougher on honoring claims than long term the typical warranty company.
Are you saying you paid $3200 for a year from AAA? that seems more than double what even a Jaguar dealer would be charging for the top tier policy matching mfg warranty..
Are you saying you paid $3200 for a year from AAA? that seems more than double what even a Jaguar dealer would be charging for the top tier policy matching mfg warranty..
slightly related for my previous car 2004 Lincoln Aviator which I bought around 2011 had about a year left of aftermarket warranty through Mercury(who might have discontinued offering this type of policy) which I extended about 4 more years, cost a bit more but it was a more inclusive coverage which only excluded a list of named components designed to wear out, as in everything in the car not listed as exclusion would be covered(this is what the policy option from Jag dealer supposedly is). Used it several times mainly for small issues like window motors, and some components under the hood, but the big hit it covered was when some cylinders went bad needing a major trans rebuild which was $3-4K, no issues getting anything approved that I can remember.
Veteran Member
heres my experience with using CarChex:
first issue: alternator. happened about 6 weeks into my warranty (completely coincidental)....they denied the claim staying that this was an issue from before. The whole review process took about 3 weeks
second issue: auto light and windshield wiper sensor: happened about a year into the warranty. approved! for 80% of the cost what Jaguar quoted, plus $200 deductible
third "issue": car was making ticking sounds, took the car to jag, they diagnosed it being a timing chain issue and needed to change the whole thing. CarChex is saying that they dont need to change the whole thing, and probably just need to change the guides, but also not having a check engine light required more investigation, in which i had to approve a tear down...which I would be responsible for paying if the claim gets denied. i ended up not following through because at this point the car was already in the shop for FOUR WEEKS for "review"...and still needed to do an additional tear down...and then repairs if anything (which would have been an additional 4 weeks, if approved). I was worried they were not going to approve it, or they would only cover a small amount. decided not to move forward with it.
overall, not a good experience. however had something catastrophic actually happened, im sure paying 20% is better than 100%
first issue: alternator. happened about 6 weeks into my warranty (completely coincidental)....they denied the claim staying that this was an issue from before. The whole review process took about 3 weeks
second issue: auto light and windshield wiper sensor: happened about a year into the warranty. approved! for 80% of the cost what Jaguar quoted, plus $200 deductible
third "issue": car was making ticking sounds, took the car to jag, they diagnosed it being a timing chain issue and needed to change the whole thing. CarChex is saying that they dont need to change the whole thing, and probably just need to change the guides, but also not having a check engine light required more investigation, in which i had to approve a tear down...which I would be responsible for paying if the claim gets denied. i ended up not following through because at this point the car was already in the shop for FOUR WEEKS for "review"...and still needed to do an additional tear down...and then repairs if anything (which would have been an additional 4 weeks, if approved). I was worried they were not going to approve it, or they would only cover a small amount. decided not to move forward with it.
overall, not a good experience. however had something catastrophic actually happened, im sure paying 20% is better than 100%
Quote:
that's their quote, 400 less than the dealer's vendor when I bought it. If I had gotten the dealer's it would have expired by now, before everything started to pop up (bought the car with 77K on it)Originally Posted by EliteZags
Are you saying you paid $3200 for a year from AAA? that seems more than double what even a Jaguar dealer would be charging for the top tier policy matching mfg warranty..
Lot's of others won't even cover the car (93K on a jaguar)
Quote:
Lot's of others won't even cover the car (93K on a jaguar)
really high for just one year, did you try getting a quote from Infinite? once they give the price ask if they have some kind of Holiday promo/discount on top of thatOriginally Posted by Jssaab
that's their quote, 400 less than the dealer's vendor when I bought it. If I had gotten the dealer's it would have expired by now, before everything started to pop up (bought the car with 77K on it)Lot's of others won't even cover the car (93K on a jaguar)
No repairs yet just over a month owning the car, can look over there reviews some mixed but doesn't seem worse than other warranty companies, if the components are listed in the terms shouldn't be issue with coverage
Veteran Member
When I got my X-Type in 2008 Jaguar was still owned by Ford. So I went to a Ford Dealer and bought a FoMoCo extended warranty. My Jaguar dealer never had a problem getting a problem covered or billing Ford for the work.
And boy did that car need a lot of work...
Interesting case in point. I was primarily still using the physical key to lock/unlock the driver's door. Remember the little "flap" that spring across the key hole to keep dust, etc., out? Well my lock stopped doing that. Well I took the car to the dealer for something else, and mentioned that problem while I was there, thinking that they would use some spray lubricant to free the flap.
Wrong, the dealer put in a claim under the Ford warranty for faulty door locks intending to replace the door/handle assembly. Unfortunately, but the time of this request (probably 2010 or 11) there were no replacement lock units anywhere in the world for Jaguar X-Types. So the Jaguar branch of Ford submitted an order for a special production of X-Type door locks. Took 6 months before the parts arrived in Boston. But the problem was fixed, and they replaced the locking units in all four doors, plus the trunk!
==================================================
Current Hers: '13 Lexus ES350
Current Mine: '15 XF (X250) Portfolio AWD
Jaguar - making mechanics out of customers since 1935
And boy did that car need a lot of work...
Interesting case in point. I was primarily still using the physical key to lock/unlock the driver's door. Remember the little "flap" that spring across the key hole to keep dust, etc., out? Well my lock stopped doing that. Well I took the car to the dealer for something else, and mentioned that problem while I was there, thinking that they would use some spray lubricant to free the flap.
Wrong, the dealer put in a claim under the Ford warranty for faulty door locks intending to replace the door/handle assembly. Unfortunately, but the time of this request (probably 2010 or 11) there were no replacement lock units anywhere in the world for Jaguar X-Types. So the Jaguar branch of Ford submitted an order for a special production of X-Type door locks. Took 6 months before the parts arrived in Boston. But the problem was fixed, and they replaced the locking units in all four doors, plus the trunk!
==================================================
Current Hers: '13 Lexus ES350
Current Mine: '15 XF (X250) Portfolio AWD
Jaguar - making mechanics out of customers since 1935
I worry about this clause, gives them an out for just about anything except catastrophic loss. eg. is something could have worn out over time it is not covered.
EXCLUSIONS: ANY REPAIR OF A SYSTEM, ANY EQUIPMENT OR PART IF IT IS DETERMINED THAT THERE IS A REASONABLE MECHANICAL PROBABILITY THAT THE CONDITION CAUSING THE FAILURE EXISTED PRIOR TO OR AT THE TIME OF PURCHASE OF YOUR CONTRACT, WHETHER KNOWN OR UNKNOWN AT THE TIME OF PURCHASE OF YOUR CONTRACT
So if you get the contract, go to a mechanic after say 3 months and they say you need new control arms the arms are shot, they can say , "oh those could not have gone bad in the 3 month the contract was in force, denied. "
Saw several instances of that on BBB website (turbo was worn out over time,
Also pipe and hoses not covered ( so the cross-over is not) and if wear causes the chain guides to fail they are not covered (unless they snap with no evidence of wear causing it. )
EXCLUSIONS: ANY REPAIR OF A SYSTEM, ANY EQUIPMENT OR PART IF IT IS DETERMINED THAT THERE IS A REASONABLE MECHANICAL PROBABILITY THAT THE CONDITION CAUSING THE FAILURE EXISTED PRIOR TO OR AT THE TIME OF PURCHASE OF YOUR CONTRACT, WHETHER KNOWN OR UNKNOWN AT THE TIME OF PURCHASE OF YOUR CONTRACT
So if you get the contract, go to a mechanic after say 3 months and they say you need new control arms the arms are shot, they can say , "oh those could not have gone bad in the 3 month the contract was in force, denied. "
Saw several instances of that on BBB website (turbo was worn out over time,
Also pipe and hoses not covered ( so the cross-over is not) and if wear causes the chain guides to fail they are not covered (unless they snap with no evidence of wear causing it. )
I never had a problem with auto manufacturers company extended warranty ( on my Honda pilot or my 2011 XFR) both covered bumper to bumper without an issue. its these 3rd party ones that I worry about.
I also figure 3rd party at the Jag dealer would not be bad since they use them and want you to keep coming back, they don;t want to **** you off.
I also figure 3rd party at the Jag dealer would not be bad since they use them and want you to keep coming back, they don;t want to **** you off.
Quote:
EXCLUSIONS: ANY REPAIR OF A SYSTEM, ANY EQUIPMENT OR PART IF IT IS DETERMINED THAT THERE IS A REASONABLE MECHANICAL PROBABILITY THAT THE CONDITION CAUSING THE FAILURE EXISTED PRIOR TO OR AT THE TIME OF PURCHASE OF YOUR CONTRACT, WHETHER KNOWN OR UNKNOWN AT THE TIME OF PURCHASE OF YOUR CONTRACT
So if you get the contract, go to a mechanic after say 3 months and they say you need new control arms the arms are shot, they can say , "oh those could not have gone bad in the 3 month the contract was in force, denied. "
Saw several instances of that on BBB website (turbo was worn out over time,
Also pipe and hoses not covered ( so the cross-over is not) and if wear causes the chain guides to fail they are not covered (unless they snap with no evidence of wear causing it. )
Originally Posted by Jssaab
I worry about this clause, gives them an out for just about anything except catastrophic loss. eg. is something could have worn out over time it is not covered.EXCLUSIONS: ANY REPAIR OF A SYSTEM, ANY EQUIPMENT OR PART IF IT IS DETERMINED THAT THERE IS A REASONABLE MECHANICAL PROBABILITY THAT THE CONDITION CAUSING THE FAILURE EXISTED PRIOR TO OR AT THE TIME OF PURCHASE OF YOUR CONTRACT, WHETHER KNOWN OR UNKNOWN AT THE TIME OF PURCHASE OF YOUR CONTRACT
So if you get the contract, go to a mechanic after say 3 months and they say you need new control arms the arms are shot, they can say , "oh those could not have gone bad in the 3 month the contract was in force, denied. "
Saw several instances of that on BBB website (turbo was worn out over time,
Also pipe and hoses not covered ( so the cross-over is not) and if wear causes the chain guides to fail they are not covered (unless they snap with no evidence of wear causing it. )
every aftermarket warranty is going to have some form of that clause to protect themselves, I imagine your mechanic is going to be able to most accurately assess the origination of issues, seems after the waiting period coverage hasn't been that big of an issue for most
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jackra_1
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"FAILURE TO PERFORM MAINTENANCE SERVICES"
The above clause is why I did not purchase such a warranty on my 2013 Rover when I purchased it.
I do all my own maintenance.
The above clause is why I did not purchase such a warranty on my 2013 Rover when I purchased it.
I do all my own maintenance.
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Had an Audi A6 several years ago with an extended warranty thrown into the deal by the seller. Usually they paid, but paid low. Big issue was usually labor costs. The fine print said "market rates" which they decided was $45-$50/hr (if memory serves). Good luck with that amount even with an indie shop. The two times I used it, coverage was about 50% of bill.
My favorite denial was for a 4-wheel alignment (quattro package). The mechanic had replaced upper and lower A-arms and bushings. They claimed the realignment was normal maintenance and therefore not covered. I tried to appeal, but turns out the appeals company specified was a subsidiary of the insurance company, so that went nowhere for me.
Industry has been cleaned up some, so shop around and ask questions... as you're doing now.
My favorite denial was for a 4-wheel alignment (quattro package). The mechanic had replaced upper and lower A-arms and bushings. They claimed the realignment was normal maintenance and therefore not covered. I tried to appeal, but turns out the appeals company specified was a subsidiary of the insurance company, so that went nowhere for me.
Industry has been cleaned up some, so shop around and ask questions... as you're doing now.