CPO coverage on my 2012 XF (48K Miles so far) is getting over soon.
Need to look at some options for an extended warranty. Anyone shopped around lately for an extended warranty?


Searching older threads gave some options like Fields jaguar in Waukesha Wisconsin, Costco's Program ( They no longer have this)


Anything else? Thanks folks

 

Some one must have shopped around??

 

I have only used a CPO plan but if I was looking, I would go to my servicing center and ask the Manager what company they recommend. They should be able to tell you what company they have the best luck with getting claims approved (both in a timely manner and covering parts/labor).

 

Anyone used https://www.carchex.com/ recently?

There are less pricey plans where most of the major components are covered but I would prefer a exclusionary kind of coverage.

Their top of the line exclusionary kind of plan which covers everything except typical cosmetics, trim, wear & tear items etc is expensive. Additional 6 years or additional 48K miles with $200 for each visit will run around $7K. $500 deductible for $6.4K etc

Any Component listed in the section entitled “What Is Not Covered”
 Any equipment when not installed by the manufacturer
 Anti-theft systems
 Battery
 Body Panels
 Bolts/Nuts/Fasteners unless needed in conjunction with a covered repair.
 Brake Lining and Brake Pads
 Catalytic Converter
 Coolant Hoses and Drive Belts
 Drums and Rotors except when damaged by a covered part
 Exhaust System
 Glass and any treatments or chemicals related to any glass
 Lenses
 Light Bulbs
 Manual Transmission Clutch components
 Moldings/Weather-Strips
 Paint
 Passive or active safety and restraint systems, and any sensors and/or components related to those
systems.
 Radio/speaker equipment
 Recreational Vehicle equipment
 Remote Controls, Key Fobs or Keyless components
 Sealed Beams
 Sheet Metal/Bumpers
 Shocks and Struts
 Spark Plugs and Wires
 Suspension Air Bags
 Telephones, Satellite Services or Systems
 Televisions
 Tires/Wheels/Wheel Covers
 Trim
 Upholstery/Convertible & Vinyl Tops
 Video Entertainment and/or Gaming Systems
 Wiper Blades

 

This has been 5 years ago, but I got a 7 year(from the date of my purchase) up to 100k total miles (about 66k miles worth of coverage) with no deductible at a Jag dealer for just under $4k.

My point is that unless something else breaks in the next 2 years, they will have received more $$ than they have paid. I think I will just barely get more value out of the plan than I paid. But $7K? I'd just put that in the bank as a repair fund and find a good indy shop. Because you also have to remember that they can deny coverage and then where will you be?

 

Talked to someone who deals with warranty coverage on a daily basis. His opinion

Avoid ASAP, American standard, VSC etc

CNA, Fidelity and USAA are good. Chex is also OK. Looks like CNA, Fidelity etc are sold by the dealers only

Anyone else using these?

 

I called CarChex for a quote yesterday, they told me $4900 for titanium (highest package) for 2 years 20k miles (but the website said 36k miles). Platinum package was only $100 cheaper



I felt that was too high, especially since my buddy with a 2014 BMW M5 with 50k miles just got 3 years for $2800.



im going to wait, he said they quoted him high at first too ($3500), called back the next day and gave him 2800. Hopefully they call back

 

Geez, just change your all your fluids regularly, and check your engine oil level regularly, stay away from dealers, and you'll find it really hard to spend more than $5K in 2 years on repairs that an extended warranty would have actually approved. They often try to wiggle out of covering repairs.

 

I'd tend to agree. I got the Jag CPO on mine when I bought it used 5 years ago. Over the 3 years that CPO covered I got a water pump and a power steering pump. So given the $3k I paid for the CPO I would have been much better off putting it in a maintenance savings account. But - at least the car is reliable!

 

just got off the phone with Carchex. 2yr/20k miles for 3k, not including navigation system/backup camera


not sure if i made the right choice, probably could have haggled a little more

 

 

how long has Red Sheild been around?



one of the biggest concerns is going with a non-reputable place that could close down, and then you're SOL

 

I'm in the exact same situation as you. My 2012 XF has 45K and has been trouble free except the dealer replaced the Mass Air Flow Sensor 3 1/2 years ago. What company did you decide to go with?

 

Gathered from other thread that carzaddict got a deal from carchex for 2yr/20k miles for $3k....titanium package but not covering nav/backup camera. Thanks carzaddict for the update

I haven't decided yet ...What I gathered is that Credit Unions gives some decent plans to their members even if cars are not financed thru them. This plan called Members choice by CUNA Mutual group has multiple choices for Platinum, Gold, Silver with choice of deductibles, I am interested in these two these plans

4 year 48K Platinum $250 deductible $4,222 including tax

4 year 48K Gold $250 deductible $3,000 including tax

Platinum covers everything (including GPS, heated/ cooled seats, keyfobs, tpms, etc etc) except wear and tear items and trim, upholstery, paint etc

 

Just got a 2010 XF three days ago. Good shape but 104,000 miles.

Called several companies, then contacted USAA and while I keep hearing that they are the best. They quoted me $4600 for ONE year or 12,000 miles!!!

Sorry but thats a bit rich for my blood so looking at other options.

 

Honestly for an 8 year old car with over 100k Miles I'd be surprised if you can find a warranty that's a reasonable price. Repairs are expensive on these cars and they will carry high risk. You would be better off putting a few thousand dollars in a savings account for maintenance and hoping you never need to use it...

 

I purchased Carchex Titanium and they paid for most of my repairs. Be sure to check the terms, as the warranty I purchased through them use the value of the car at the moment of the repair needed. They added up how much the repairs cost Carchex all together from the day I purchased the plan. They then looked at the NADA value of the car at the mileage I was at, at the time of repair. If the cost of repairs in total (from day 1 of your plan) exceed the cars worth, the extended warranty is then used up even though I still had time left/miles left on extended warranty. Also called an aggregate limit. I had 9k miles left and 6 months when I hit the aggregate limit. Lots of extended warranties do this, not just for vehicles. If this is in the terms in the agreement they offered, Just make sure your car's NADA value and the price they offer your for the warranty/what it covers makes sense to you.

 

Look at it this way: You probably paid well below $10K for the car (or should have). If it was well cared-for during its ownership, it will be a nice ride that would cost about $70K to replace with a new car.

Set aside a fund of your own money of $5-8K for any unexpected repairs and proactive maintenance (the key to not spending a lot on these cars), and you're still saving about $55K.

If you spent all your money buying an 8 year old, 100K mile Jag, and you don't have anything left in the bank for repairs, you're screwed and you never should have bought the car.