Well it was a good 5 years and made it to 190k and hoped to make it to more but assuming when I hear back from insurance Monday it’s gonna be totaled. What a shame . 2010 Jaguar XF 5.0 supercharged, it was a great daily.

 

ouch - not a fun day indeed

 

I never understand the logic of insurance companies totalling over something like this. I am the person who scoops these up from auction and how I have procured literally all of my Jaguars from insurance auctions and all took very little effort and money to actually get back whole. Sucks that happened to you. What were the details of what happened?

 

I was driving straight and a lady was tailgating a truck in the opposite lane and pulled right in front of me at the last minute and I couldn’t even see her car behind the truck so didn’t see her until she was 10 ft in front of me so I slammed the brakes hard and only hit her going 15-20 mph and it only clipped her rear bumper. Pretty upset.

 

We all share your frustration, gretle. There are too many terrible drivers on the roads today.

Very thankful that you were not seriously injured!

Cheers,

Don

 

Anybody get a ticket?
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I don’t think so. I called 911 and the police came took both stories and luckily a bystander stayed at testimony and told what happened.

 

I was hoping that you could get her insurance to pay.
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im assuming that’s what will happen but im pretty sure they are going to total it

 

It is possible but maybe not depending on what they determine value is. Blue Book is probably around $5k on that model of I am guessing anywhere close. Depending on area, that work could be completed for well less than that. However, insurance companies are gonna want to use OE panels instead of repair and that's what puts perfectly fixable vehicles in the auction or junk yard. Perhaps you know this already, but you can work with them to get a check, and get to keep/retain ownership and have them not total it. You would effectively get less money but probably could still get enough to have it privately fixed by a body shop. No way the frame is bent from this kind of impact. So the only reason they would total it as with most Jags is parts cost. Honestly, with any car I'd this vintage this almost always works out in your favor in the long run, to keep it and get a check from the insurance company that is. The insurance company is ultimately going to do what is best for them and their pocketbook. But they will make you think it's in your best interest. So you got to ask yourself, are you in the business to help yourself or to accept the decision that helps them. Not enough. People know that this is actually a business deal and negotiation is possible. Far too many people think that they are the authority and whatever they say goes. That's just not accurate.

Mike