I'm up to about $950 every six months on an '03 VDP driven about 5k a year (47k total now) and the a '14 Prius that gets about 8-9k each year and is coming up on 90k. I qualify for USAA but while their auto coverage was lower, their homeowner's coverage was an equivalent amount higher plus a bit more than my homeowners' policy via Geico associate Travelers.

Haggerty's wouldn't touch the Jag because I am in a townhouse without a garage, i.e. the car was on the street. Bummer.