This relates to our cars also. So, I had the battery replaced on my XJ yesterday under warranty(car is 3 years on the road, 43,000 miles, original battery probably close to 4 years in the car). I was getting low bat warning, and stop-start wasn't functioning for a while now, but car was still starting and running fine. I have had this GPS dongle to allow Allstate to snoop on me for about a year. This is the first time in 4 leased Jags that a battery is replaced.
The tech said they see these tend to drain the batteries much faster on the new Jags. They use OBDII GPS trackers on their loaner cars, and starting to see similar issues. FWIW.
Never had my daily Jags on the CTEK, like I do with the XKR.

 

Another reason to not let them snoop on you!

 

Wonder what their real reason is for wanting to connect to the odb.
It cant be your driving style; if you have been accident free for 20 years, what more than that do they need to know about your 'driving'?

 

One of my brothers had one of those & they increased his premiums because he likes to travel at night. He is an extremely conservative driver and had been accident free for over 15yrs, but it made no difference. Yeah, he switched insurers after telling them where to next plug in their dongle!

 

My wife did it with Progressive for 6 weeks. Her premium, which is low anyway, was dropped some. Don't recall the percentage. They wouldn't offer it to me, which my wife and I agreed was probably best.

 

After trying it for a year , my insurance premium went down about 5-6%, wife"s about 14%. I'll keep it in the XJ for the remainder of the lease, and not install in the next car. Will keep it in the wife's Volvo XC70, but put car on the CTEK once a month to top up the battery just in case, and maybe (if I remember) removed the dongle when car is not to be used for more than a couple of days.
Yes, Allstate don't like you driving a lot at night, braking very hard, or going over 80mph. But the main issue for me, in case of an accident, it gives them (and damn ambulance chasers) a lot of information.............

 

The dongles used by the insurance companies keep track and measure every aspect of your car and the driver(s). Average speeds, distance per day and year. Even the cars dynamics, how hard do you brake, panic braking, speed you were traveling when you braked, hours spent in traffic, locations where you drive. High congestion areas, length of trips stuff like that. Day or nighttime driving too. Just remember that they think (hope) the average most people drive is 12K miles annually, over that and rates go up. Drive more than 5-10 miles to work each day, rates will probably go up. Average 5 miles over the speed limit, rates will probably go up for that too. Of course all this is combined with you, male vs female, age, driving record, accidents, year, make and model of car and so on. At some point in time I am certain they will make it mandatory to be insured. Hope it is not anytime soon though.

 

Oh my god. This is essentially an IQ test. They must laugh at the office that they can get customers to wear a chastity belt for potential discount or potential fine.
I would never do business such insurance company.