Great deal and beautifully equipped. Congratulations. Photos mandatory.

 

I second the request for photos!

 

A little upset! My work schedule has been so hectic I've been unable to shop around for the F Type R.

Some are advising Ceramic Breaks, some not. I'm definitely tracking the **** out of this beast regardless.

Simply due to time restraints, I've enlisted in a car broker that I received on referral from a trusted contact... Let's see if he can work his magic.

First time going with a broker, any thoughts? I think it's a flat fee of about $600. Not really a big deal whatsoever if it's going to save me a week or two of back and fourth BS between dealerships.

The one thing I'm worried about is how hard he's going to shop my credit. I like keeping my score top notch, am more than qualified, and for every lease deal there will be the pre-requisite of a "soft" credit pull thus temporarily lowering my score about 10 points for each/every inquiry.

Will of course update with my progress. After hearing the deal on that ebony black, I'm shooting for high $80's - low $90's at a bare minimum. If not, **** it, I'll grab a 2017.

 

That's not true. The score drop only applies to hard pulls for revolving credit (credit cards). Rate shopping will not affect your credit score within a limited time frame.

 

Within a limited time-frame, true statement friend.

However,

Let's say I decided to shop around for an F-Type R AND a commercial and/or residential property at the same time and had 5 "soft pulls". These are approx. 10 points each per "probing" at the major 3 credit card scoring agencies. It is also up for serious debate as to whether or not each credit pull would count as that "10 or so" points (i.e.: 50 points), or if they all count as one inquiry.

"If your FICO Scores find some, your scores will consider inquiries that fall in a typical shopping period as just one inquiry."

^Again, this all has been an area of serious confusion amongst bankers, consumers, and lenders alike. Many would like you to believe that it has no effect, others do. It's about 50/50...

I tend to play it on the safe side and do not trust any of these companies. IF your financial situation even changes ever so slightly there is a chance that the underwriter on your loan will raise an eyebrow. For these reason(s), I try to keep the pulls to an absolute minimum.

So, I closed on a commercial property about 2 weeks ago, THEN decided to shop the car.

Last thing you want is an awesome super low APR to go even a quarter point higher on a large purchase of a home, business, or investment property...

What you are quoting may indeed be correct, but from personal experience it's up for debate. But word to the wise regardless, do not try to go after multiple large purchases at once because it will absolutely **** up your score.

I simply would not want any forum members to go crazy thinking this would have no effect on their score. It certainly would play a role in some scenarios such as mine which I've just described.

Source: Family has a background in finance, mother is a residential lender.

Additionally, just went through this entire process with a separate commercial lender which is a totally different side of the game to acquire my new office...

Visited 8 banks rate shopping, but again, did not decide to go after the car until closing on the property.

 

Should I grab this New 2016 F-Type R at this price?

Lease details and car in photo.

Should I hold out for a better deal or hit the drawing board and contact some new dealerships...?

 

you can drop it another $10k

 

This was also my initial reaction after hearing prices on 2016's going in the high $80k's... But another $10k?

It's already about 18k below MSRP, and below invoice price.

Are you confident there is a better deal, on a lease, to be found?

If so, where at?

I decided to use a broker as I've been strapped for time, and these are the numbers he's been getting me.

The other 4 dealerships that were contacted wanted at least $130 more per/mo on similar MSRP'd cars.