Aww. But I want to fit brighter 55w bulbs.
The only other way to have brighter bulbs is to use higher wattage.

 

You know everything. Be lucky.

 

Sorry if the truth hurts.
Bullshit walks

 

You DO need to tell your insurer. If you fail to and have a claim like an RTA they can void your insurance and keep the premiums. You are then uninsured which is a criminal offence. As I say be lucky.

 

100% untrue.
Fitting of aftermarket or pattern service parts or non OE service parts does not require reporting to your insurance company. Totally misleading again.
Troll somewhere else.

 

You have described NON-pattern parts. E.g. S-Types were not supplied with drilled or slotted discs. Nor the bulbs you specify.

 

You do not have a clue about what are notifiable changes to an insurance company. No idea at all.

You are wrong about the headlight bulbs and you're wrong about the discs.

Do you want to tell me now why fitting metal valve caps and non standard aero wiper blades will invalidate my insurance? Seeing as you claimed all of my suggestions would invalidate my insurance. Maybe I'd best not fit a pattern air filter or pattern engine oil as well !!!! Omg !!! We"re all going to be arrested !!

Seriously I've asked you once not to troll.

 

What is a non pattern part anyway?

 

The very stuff you describe is non-standard and you need to tell your insurer. They may or may not charge you extra. They can but probably won't drop you as a customer.

How you fail to know this is bizarre. It's been this way for decades.

By way of example, an insurer can decide that the fitting of bling parts like you describe makes your car a target for deliberate damage or theft and can choose to charge you for the increased risk. Or that the kind of person who fits them is a bigger risk. Etc.

 

Fitting of brighter bulbs and metal valve caps are not notifiable to an insurance company. They are bling are they?

Well the £4500 set of 20" AC Schnitzer wheels and tyres I fitted to my 5 series might be described as bling I suppose. The insurance company were informed because they are a notifiable modification.
But valve caps and headlight bulbs are not mate and it's time you moved on.
I've been modifying and tuning bikes and cars all my life. So I know what is required, what isnt and that you are talking nonsense. But don't mislead others please that's not right.
I don't cheat on insurance either.

You obviously don't tune or modify cars or bikes or you wouldn't spout the nonsense you keep repeating.
Or have you fitted an illegal blanket in your car boot !!!!! Come clean now!

 

Just so that anyone who is reading this is not mislead. The use of standard pattern service parts on a vehicle are not notifiable.
If anyone has any doubts then phone your own car insurance company or broker.

 

I'm sure you guys can discuss insurance implications without the personal remarks and sniping.
Anyway these links could be relevant
Motorists warned about uninsured vehicle modifications | moneynet.co.uk
Check your insurer doesn?t mind modifications to your car | Money | The Guardian

"Analysis of car insurance quotes by Gocompare.com has revealed that only 2% of drivers declared that their car had some kind of modification – that means that just over half a million cars on UK roads have been modified in some way, which includes everything from a new sound system to a tow bar."

 

There is a line below which modifications are considered to be minor and not included. Some insurance companies allow up to a set number of significant modifications before adding additional premiums.

When I have notified the insurance company of performance increasing modifications they do want to know about brakes or any other safety modifications just how much power increase and the cost of those specific modifications.

The guy making the accusations needs to stop and learn from someone who knows about these matters through actually doing modifications and knowing the law.

But to suggest these very minor modifications are likely to invalidate my insurance and that I am acting in a criminal manner is not acceptable.
Equally the insinuation about "my type of people" is not acceptable.

Motor racing and performance is in my family and we are not some bunch of dodgy car bodgers or wide boys.

 

You both need to stop making accusations and personal remarks, regardless of who is right or wrong.
Just agree to disagree and move along.

All insurance companies are not created equal.

 

Having gone through a very lengthy and onerous insurance claim with an untraced driver claim because a driver did not stop after hitting me, I am excruciatingly aware of insurance matters. Most people do not know there are parts of the uk where 70% of motorists have no insurance. MIB data.

So valve caps are not really the issue to be concerned about on any scale of reality.

That's my last comment.
Thanks to the guys who have given me very useful and helpful information in this thread. Much appreciated, thank you.

 

I can only imagine what would happen if the 98% who are delinquent started bombarding their insurance co. with info about adding then removing every little flavour-of-the-month sticker.

Sounds like bureaucracy that's completely out of control.

 

It may be, but the law is clear: the insured has an on-going duty of full disclosure. Everyone gets to guess whether their changed item is relevant in that manner but disclosing it removes the doubt. For many things the insurer just wants to know and does not charge extra (occasionally they refuse cover, as is their right). Failing to disclose lets the insurer do as they wish because that's the law. Guessing over drilled & slotted discs etc as the OP has listed is a matter for him but the duty of disclosure is what it is.

It's trivially easy to inform an insurer. Instead, you can take a chance that you won't be covered just when it matters.