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The old girl was in the wrong place at the wrong time today. A gentleman backed out from his driveway without looking and made a mess of her flanks. Stem to stern Snapped the steering lug off the spindle. I'm sure the play dough Senta wheel is bent as well.
I also feel for you.
I'm trying to imagine the direction the Jetta traveled to do this damage.
wj
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He was pulling out towards me. We both had obstructed vision from a parked monster truck 😆 and I had just a moment to react. I chose 'evade' which just drew-out the damage. In retrospect it was not the best choice.
Last edited by mhminnich; Oct 27, 2022 at 08:29 AM.
Will do.
Humorously, I received an email from the other driver's insurance stating that they considered the car totaled; without having viewed the car in any way.
I used to be in the restoration biz and can see a repair bill of over 12K in today's market place.
So, 2008 xkr worth 25k is 'totaled'.
Hope it works out without much bs.
wj
Will do.
Humorously, I received an email from the other driver's insurance stating that they considered the car totaled; without having viewed the car in any way.
Regrettably, I too had an 2007 XK coupe which was impacted in the passenger side front quarter by a VW jetta. Mine was totaled, sorry. Jag repairs are prohibitively expensive. I wish you better luck than I had.
If totaled, buy it back from the insurance company and contract the repairs yourself. If you have the physical title in your hands, it will remain a clean title. It'll be marked as 'accident' and 'loss' in places such as CarFax, but not a salvage title, since you have it.
Even if you have the dude down the street putty it up and give it a Maaco paint job, it'll still be 90%.
Depending upon your state bureaucracy, of course.
in TX if insurance totals it and you buy it back, you have to get it re-titled as salvage. I went through this with my Mustang, cosmetic damage only but it was an '86 so book value was low. I told the insurance to NOT total it but give me the same money and let me buy it back. They were ok with it and I and did the repairs myself. Sold it years later with a regular title.
You need to demand this from insurance before they process it.
in TX if insurance totals it and you buy it back, you have to get it re-titled as salvage. I went through this with my Mustang, cosmetic damage only but it was an '86 so book value was low. I told the insurance to NOT total it but give me the same money and let me buy it back. They were ok with it and I and did the repairs myself. Sold it years later with a regular title.
You need to demand this from insurance before they process it.
Thanks for that heads-up. I wasn't aware of that being the case. I did a buy back some years ago on a car my daughter totaled and I never heard anything title- related, but we never resold it as it was totaled a second time after the rebuild!
I'm pretty certain it's going to get totaled, but fortunately I have an agreed value policy with Grundy so I'm not expecting any drama. On the question of buy back, my heart says 'yes' but the body says "don't even think about it."
Maybe I'll do a buy back and sell it to some deserving and industrious forum member for the payout difference. Just thinking out loud...
It's been years for me as well but I doubt it's changed. My daughter had a totaled car as well about 7 years ago and we did the buy back and insurance did the title transfer to salvage automatically.. I sold the car for parts and months later, I received a salvage title in the mail! I still have it for old times sake hahaha.
Now if yours is cosmetic only and your buyback is small, you can make some dough selling the car as is. Someone posted here the other day that headlight assemblies ALONE went for 1k each at the breaker yard!
thread: https://www.jaguarforums.com/forum/x...reaker-264092/
That is a totally asininely high price for a 2007 with 66k miles. And the ad says Great Deal??? Great deal my butt-hole. I guess used car prices are still Way Up.
There's an important lesson to be learned from this sad story. It didn't have to end as a "Bad Day in Texas" with Marty's beloved 2008 XKR being totaled, probably for a lowball value.
I didn't want this to happen to me, so a year ago I decided to insure my 2009 XKR Portfolio convertible for what I thought it was worth as an up-and-coming future collectible. I could do this because it's not my daily driver and I drive it solely for pleasure on nice days. My XKR is now insured for a guaranteed, agreed-upon value, which is approximately twice as much as what Marty is likely to be paid. And the premium is around half of the renewal premium from my previous insurance company. Coverages, deductibles, etc. are apples-to-apples. And, as Bring-A-Trailer auction values have increased, I have been able to increase the Guaranteed Value for a small cost.
Bad day in Texas
