XK / XKR ( X150 ) 2006 - 2014

What do you pay for insurance?

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Old Aug 31, 2018 | 11:55 AM
  #21  
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Age: 31 Female in Michigan, United States
Full Comp and Collision with $500 deductibles (all same on all cars)
2 comprehensive total loss claims (2 parked cars; 1 a tree fell, 1 an idiot tboned while parked at grocery store), no criminal convictions and no license points
Cars: 1998 XJR Sedan, 2000 XKR Convertible and 2007 XKR Coupe.
Insurance cost= $410, $420, $480 each per six months.

Unlimited mileage, and with 250/500K and better on the non-collision stuff. Bought most insurance I could on the liability side, only added like $20 per car.
 
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Old Aug 31, 2018 | 03:38 PM
  #22  
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Originally Posted by 80sRule
Age: 31 Female in Michigan, United States
Full Comp and Collision with $500 deductibles (all same on all cars)
2 comprehensive total loss claims (2 parked cars; 1 a tree fell, 1 an idiot tboned while parked at grocery store), no criminal convictions and no license points
Cars: 1998 XJR Sedan, 2000 XKR Convertible and 2007 XKR Coupe.
Insurance cost= $410, $420, $480 each per six months.

Unlimited mileage, and with 250/500K and better on the non-collision stuff. Bought most insurance I could on the liability side, only added like $20 per car.
With all those vehicle, I wasn't buying your age, until I saw your insurance costs. You must have started driving at age 2. I'm at more than twice your age, and fewer total rides. Guess you're having way more fun!
 
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Old Sep 1, 2018 | 07:32 AM
  #23  
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Age 58, in London N16
Fully comp, £500 excess, legal cover, guaranteed no-claims
13 years no-claims discount, no convictions or points
One active claim (fraudulent third-party injury claim)
Off-street parking, Tracker fitted
2010 XKR 75 Coupe, in multi-car package with Skoda Fabia vRS (separate premiums)
Premium: £1185 p.a., inc. £27 legal and £72 NCD guarantee

Central London gets punished for higher crime & damage levels, so premiums here are always expensive. Even the Fabia costs £638.
 
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Old Sep 1, 2018 | 09:26 AM
  #24  
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Originally Posted by kj07xk
With all those vehicle, I wasn't buying your age, until I saw your insurance costs. You must have started driving at age 2. I'm at more than twice your age, and fewer total rides. Guess you're having way more fun!
Yeah they really stick it to me; but I've looked around. I insure the XKs 6 to 9 months a year and the XJ only 3 to 6 months. This all related to snow. So it's like 2000 to 2500 a year total. And a grand a year for license plates...
 
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Old Sep 1, 2018 | 11:14 AM
  #25  
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I just saw this SACRILEGE!!!!

Better an AM than an XK though
 
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Old Sep 1, 2018 | 12:08 PM
  #26  
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Wow explosion in a paint factory Batman!!

Have to update my details as the Artisan I've had my eye on fell through last week, so instead

Age: 53
Driving for 36yrs
Full No claims discount @ 15yrs
Fully comp with protected no claims and business use to 6k miles pa
1 x claim June 2018 due to fire damage = total write-off (x100)
No criminal convictions and no license points
Car 2015 XK Dynamic R with 20k recorded miles valued at £46k
Excess voluntary zero, £250 compulsory = £250
Insurance cost= £458 UK GBP or $554 USD per annum

Insurance (Hastings Direct Premier) includes breakdown, legal assistance, personal accident, windscreen and courtesy car.
 
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Old Sep 1, 2018 | 12:50 PM
  #27  
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Just another reference point.
Been with USAA a long time. $426/6 months for the XKR only. Typical limits, low annual miles, 50 yo, no current moving violations, multiple vehicles + homeowners w/same company.
 
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