Extended Warranty
#1
Extended Warranty
I'm very excited to be in the process of purchasing a 2014 XJL Supercharged with 49K miles on it.
It's at the tail end of the factory warranty. Extended warranty from Jaguar is $5700 for 4 years up to 100K miles. I've gotten quotes from Endurance for $5K but a little concerned about some of the reviews I've read about not covering expensive repairs.
So my question for the experts...
Warranty from Jag
Warranty from 3rd Party - If so, who do you recommend?
Forget the Warranty and Save for a Rainy Broken Down Day
Thanks for your help!
It's at the tail end of the factory warranty. Extended warranty from Jaguar is $5700 for 4 years up to 100K miles. I've gotten quotes from Endurance for $5K but a little concerned about some of the reviews I've read about not covering expensive repairs.
So my question for the experts...
Warranty from Jag
Warranty from 3rd Party - If so, who do you recommend?
Forget the Warranty and Save for a Rainy Broken Down Day
Thanks for your help!
#2
Buyer beware! A "warranty", by definition, can only be provided by the manufacturer. There are only two Jaguar warranties: (1) the original new car factory warranty and (2) the Jaguar Select Certified Pre Owned (CPO) warranty, available only from Jaguar new car dealers. Everything else is an extended service contract written and administered by a third party insurance company unrelated to Jaguar, even though it may be sold by a Jaguar dealer on its letterhead and the salesperson calls it an extended warranty. He or she knows they're lying, and can get away with it because they're not a lawyer.
CPO is, in my opinion, worth the additional cost. Not all pre-owned Jaguars qualify for this program.
Except for the water pump, the XJ is very reliable. Before buying any third party extended service contract, read it and pay particular attention to the exclusions and limitations provisions. Ambiguous and vague language exists to enable the Administrator to interpret the contract to deny coverage on a technicality. Extended service contracts are high profit items for dealers and they know every trick in the book to convince you to buy one. Resist the high pressure salesperson.
Instead of buying an extended service contract, I recommend putting that monthly premium in a savings account and build a nest egg to fund future repairs.
CPO is, in my opinion, worth the additional cost. Not all pre-owned Jaguars qualify for this program.
Except for the water pump, the XJ is very reliable. Before buying any third party extended service contract, read it and pay particular attention to the exclusions and limitations provisions. Ambiguous and vague language exists to enable the Administrator to interpret the contract to deny coverage on a technicality. Extended service contracts are high profit items for dealers and they know every trick in the book to convince you to buy one. Resist the high pressure salesperson.
Instead of buying an extended service contract, I recommend putting that monthly premium in a savings account and build a nest egg to fund future repairs.
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Island XJ (05-22-2022)
#3
Join Date: Jan 2012
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I have purchased the extended service / warranty from a Jaguar dealer. I have a 2013 XJ SuperSport and at 48k on the odometer and 3 months left on the original warrant for $3700.00. It has proven to be well worth the expense and has relapsed even suspension bushings along with the usual water pump and associated tubing and hoses. I will tell you that each dealer prices this warranty differently and the trick is to find the F and I person at a jaguar dealer that will give you the best price. Just be sure it is the contract that JLR dealers sell. As you are at 49k you are on the bubble of them not wanting to write with less than 1k miles left on factory warranty or less than 1 month. Shop around there are dealers that will price more aggressively.
The following 2 users liked this post by XJsss:
Ken Dreger (06-13-2021),
Stuart S (11-13-2017)
#4
#6
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Ken Dreger (06-13-2021)
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#8
I'm very excited to be in the process of purchasing a 2014 XJL Supercharged with 49K miles on it.
It's at the tail end of the factory warranty. Extended warranty from Jaguar is $5700 for 4 years up to 100K miles. I've gotten quotes from Endurance for $5K but a little concerned about some of the reviews I've read about not covering expensive repairs.
So my question for the experts...
Warranty from Jag
Warranty from 3rd Party - If so, who do you recommend?
Forget the Warranty and Save for a Rainy Broken Down Day
Thanks for your help!
It's at the tail end of the factory warranty. Extended warranty from Jaguar is $5700 for 4 years up to 100K miles. I've gotten quotes from Endurance for $5K but a little concerned about some of the reviews I've read about not covering expensive repairs.
So my question for the experts...
Warranty from Jag
Warranty from 3rd Party - If so, who do you recommend?
Forget the Warranty and Save for a Rainy Broken Down Day
Thanks for your help!
#9
Ok, going to chime in here- I know it isn't a Jag, but it was a after market Extended warranty from a 3rd party. When we lived on the left coast back in 94-98 we purchased a 1992 Caddy Deville, the new one with the all aluminum V8 block. It had 10k miles on it as it was a 1992. It rode great, wife drove from LA to Texas and never got tired, one day we noticed a oil spot in the garage, took it to the local SoCal Caddy dealer and! dealer says entire engine had to be replace! Yep, whole long block! Apparently "the engine was destroyed by the asphalt on the freeways" it had EATEN into the case of the engine causing oil to come out! Now, I am not real big on WHACKO ideas (Yet), but that was so far out to even consider it real! So, we had made 3-4 payments on the warranty and called them up, they sent an inspector to the dealer who "Verified" the problem! Ends up we paid ZIP! NADDA, NOTHING and got a brand new long block installed FREE! (well we did pay for the extended warrantee) but really! The car only had 20k miles on it.....so I am still in favor of getting one when you buy a high value car like a Jag or Caddy or BMW.... Just my two cents.....
Last edited by Ken Dreger; 06-14-2021 at 04:57 PM.
#10
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Ken Dreger (06-14-2021)
#11
You needed an extended warranty for a '92 in '94? How long was the factory warranty?
Wasn't that the Northstar engine that GM had to eat the cost of a lot of aluminum block problems on anyway?
Also, since that was nearly 30 years ago, I bet boxcars to boxtops that that aftermarket warranty company is long gone by now.
Wasn't that the Northstar engine that GM had to eat the cost of a lot of aluminum block problems on anyway?
Also, since that was nearly 30 years ago, I bet boxcars to boxtops that that aftermarket warranty company is long gone by now.
Last edited by 12jagmark; 06-14-2021 at 04:27 PM.
#12
You needed an extended warranty for a '92 in '94? How long was the factory warranty?
Wasn't that the Northstar engine that GM had to eat the cost of a lot of aluminum block problems on anyway?
Also, since that was nearly 30 years ago, I bet boxcars to boxtops that that aftermarket warranty company is long gone by now.
Wasn't that the Northstar engine that GM had to eat the cost of a lot of aluminum block problems on anyway?
Also, since that was nearly 30 years ago, I bet boxcars to boxtops that that aftermarket warranty company is long gone by now.
#13
If you get an extended warranty, make sure you go through all the covered and excluded items exhaustively and make your decisions from there. As a JLR service advisor, I have the easiest time dealing with the JLR extended warranty, of course, beyond CPO coverage. Other companies have been a fight from my end, and many items that you would think would be covered, and are expensive, are excluded.
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