Insurance recommendations?
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I have Allstate for my primary cars and American Collectors for my XJS and TR6, My two collector cars run me a whopping $280 a year for both, full coverage, no deductible, limited to 2500 miles per vehicle per year (they've never asked for an odometer reading in 8 years) my XJS is agreed value of 8k and the TR6 is 12k.
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If your paying $350 a year for 2500 mile coverage and 15k agreed value your paying too much. I'm paying $280 for both cars ( total premium), no deductible, towing included. Made one claim in 8 years, service was timely and excellent. Hagerty is a good company but you pay a way higher premium for all that advertising and TV time they do. I've had most people I know make the switch after they cross check premiums for the same coverage with AC.
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If your paying $350 a year for 2500 mile coverage and 15k agreed value your paying too much. I'm paying $280 for both cars ( total premium), no deductible, towing included. Made one claim in 8 years, service was timely and excellent. Hagerty is a good company but you pay a way higher premium for all that advertising and TV time they do. I've had most people I know make the switch after they cross check premiums for the same coverage with AC.
I also move my cars around the country via covered carrier quite frequently, and have run-in to some true weasels in terms coverage for the same.
Understand / am aware I could likely source cheaper, but there is no comparison especially for large claims, in my experience and seeing those of others / they have good volume discounts.
Jeff
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I just ran your car through Hagerty's eval and it appears they will write the policy no problem. The quote was $474.00 per year at $15K, the increase over mine being the year of the car I'm sure.
CAll their 1-800 number tomorrow, and maybe with your actual info, you can get it much cheaper..
Jeff
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