After hearing in a recent post that Hagerty was now insuring XK8/R's I got a quote from them this week. They would not insure the car a couple years ago when I asked. Rates are somewhat distorted since I already had two cars covered with them but saved about $200 per year compared to State Farm's counter offer and $300 savings from current coverage. Funny how SF came up with better rates when faced with competition. Final numbers were $225 per YEAR for liability/property damage/collision, $0 deductible/medical/stated value of $14k plus roadside assistance.

This level of rates are only for hobby cars, not daily drivers but I am sure there are lots of folks out there similarly situated.

Anyone do any better elsewhere?

 

I also got a quote from Hagerty for my 2000 XK8 in the neighborhood of $ 240 for the same coverage you got. Some restriction; a hobby car used less than 3,000 miles a year, which averages out to about 58 miles a weekend. I have a boat on the Chesapeake, and it's not unusual for me to rack up 200 miles on a summer weekend, so I ended up going with my current carrier, AAA, for an additional $ 180/year. I obviously won't get the $ 0 deductible, stated value and some of the other percs that Hagerty offers, but I didn't feel like sweating my mileage every year.

 

I just went to their website thinking they probably won't insure in Canada. But they do! and the online quote is 1/2 what I am paying currently. Thanks Test Point if I see you at a car show the beers is on me.

 

There have been times when my wife put 3,000 miles on her XK8 in a month, not a year. Guess I won't be wasting my time insurance-shopping with Hagerty....

 

Where in New Brunswick . . . we are going to Halifax in Sept.

 

I got a quote of $720 a year on my 04 XKR with an agreed amount of $27,500. $500 deductible, no tickets, no accidents. That is not cheap insurance with limited driving of 1000 miles per year.

 

You could also try Grundy who does agreed value insurance on any vehicle including daily drivers. Also, my Hagerty policy for the TVR doesn't have a mileage limit so you might want to ask them if they have increased mileage policies. There are plenty of other agreed value/collector policies out there.

 

I have three of my older classic cars insured with Hagerty, and I wondered if now that I have my 2010 XKR, which I could classify as my daily driver, I could shift my 2002 to Hagerty. The three older cars cost me about $450/year, far less than my regular Mercury Insurance coverage. I'm glad to hear it, I'll be calling them on Monday.

 

Yes, me too. I have had Haggerty for close to 20 years, 72 Buick, 81 Corvette,. Just checked the box to add a vehicle, 99 XK8. All approved over night $ 200 per year. Guess it helps I have never had any type of claim. Rich

 

I can register my 2000 XK8 as a classic beginning next year (15 years old in PA), which places a somewhat vague limit on the extent of its use. At that point, the yearly State inspection will only be for safety-related items. At that time, if I find that I'm not driving the car more than 3,000 miles a year, I'll go with Hagerty; you can't beat their deal.